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Ubersuggest Chrome Extension 2.0: The Ultimate Keyword Research Tool

Please note: Once you install the extension, all you have to do is go to Google and perform a search. That is where you’ll see data.

I promised that I would release a new version of the Ubersuggest Chrome Extension today, and now it’s out.

You can go here to install it.

If you are wondering what’s new… well, let’s just say the changes have made keyword research much better and a lot easier. And on top of that, later in this post, I’ll even give you a sneak peek at the new changes that we are making to the extension that will be released within 30 days.

So, what’s new?

Who says keyword research should be limited to Google?

What most people don’t know is that YouTube is the second most popular search engine and has been exploding.

On top of that, Amazon is the largest e-commerce site in the world and SEOs are doing Amazon SEO and Amazon ads… so why not have access to keyword research there, too?

Now, when you go to YouTube and perform a search you’ll see data on suggested keywords as you perform a search.

And if you want more details on any given keyword you searched for, just click “view all” next to the search bar and you’ll see something like this:

It breaks down search volume over the last 12 months as well as shows you if a keyword has any seasonal trends.

You can also see how competitive a keyword is to rank for, its cost per click data, how many people even click on any of the listings, and even the age range of the people who search for that term.

Also, what’s interesting is that you can see data on whether a keyword is searched more on mobile or desktop devices and the breakdown. This is important because mobile searches tend to not convert as well… so ideally you want to go after keywords that have more desktop searches when possible.

Now on the right side of any YouTube search listings page, you will also see more keyword suggestions.

It’s pretty similar to what the extension already shows on Google… this is more so our version for YouTube.

But with Amazon, we didn’t want to impact your user experience too much, so we decided to provide keyword data in the most unobtrusive way possible…

Anytime you perform a search on Amazon, you’ll see keyword data on the suggestions.

So now anytime you want to do keyword research for social media or e-commerce, you can easily do so with the Ubersuggest Chrome extension.

But wait, there is more…

There is also one other important change made to the extension that you may have already noticed if you use Google on a regular basis.

When you search on Google, there is now traffic estimations under each URL.

This traffic estimation is for organic search traffic and it is done on a domain level. Eventually, we will tweak it to be page-based and even show you the other keywords each page ranks for… but for now, we are providing you with organic traffic estimates for each domain.

And if you are more of a visual person, in the right-hand sidebar you can also see the traffic estimation for any result in the top 10.

So if you want to know traffic data in addition to keyword suggestions when you perform a Google search, make sure you install the Ubersuggest Chrome Extension.

But the best is still to come…

My goal is to make major releases to Ubersuggest every month if possible… every other month if all doesn’t go as planned.

The next big one is introducing competitor analysis features within the extension.

Right now if you click on the “Ubersuggest” logo within your Chrome browser you see something like this:

Now, that’s not really useful.

So, within the next 30 days when you click on the “Ubersuggest” logo within Chrome, I am thinking of showing something like this:

For any domain you’ll be able to see the following metrics:

  1. Domain metrics – you’ll see a quick overview of each domain. From the number of organic keywords a site ranks for to their estimated organic traffic, domain score, and even number of backlinks.
  2. Historical traffic – you’ll see an organic traffic chart of the last 6 months to any given site.
  3. Top pages by country – want to know the most popular pages on your competitor’s site? This table will show you just that.
  4. Top keywords by country – you’ll also be able to see the most popular keywords that drive traffic to that site.

Conclusion

If you already have the Ubersuggest Chrome extension installed, you may need to reinstall it because we now show you data on YouTube and Amazon. That means you’ll have to grant Ubersuggest permission to show you data on those two sites.

If you don’t have the extension installed, you can do so by going here.

Let me know what you think about the new extension, the upcoming releases, and if you want me to add any other features. 🙂

The post Ubersuggest Chrome Extension 2.0: The Ultimate Keyword Research Tool appeared first on Neil Patel.

Right now is the perfect time to build your digital presence

Right now is the greatest time ever to be alive.  Well not right right now. Right now is challenging. Let me rephrase. The last 10 years have been the greatest time to be alive. Higher …

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Business Loans for Startups: Everything You Need to Know

The idea of business loans for startups is kind of vague.  I mean, a business that isn’t even operating yet can’t exactly get a business loan.  The people who want to start the business can get a loan to get going, but it will technically be a personal loan, not a “business” loan in terms of a loan to the business directly.  

Business Loans for Startups: Do They Exists and How Do You Get Them?

The truth is, a startup isn’t just a business that hasn’t started yet.  The term startup also includes any business that is still in its beginning stages.  For example, they may be in their first round of financing, or still trying to get ramped up.  Surprisingly, some businesses stay in the startup phase for up to 2 or 3 years. 

Why does that matter?  Because, if they have been operating for any amount of time, that changes the game.  They could then potentially have business credit, which could help them get the funding they need on the merits of their business more so than their personal credit. These would be what we call business loans for startups. For many reasons, it’s harder for startups to get business loans.

Find out why so many companies use our proven methods to get business loans

Business Loans for Startups: Traditional Lenders

Not surprisingly, a lot of startups will not qualify for business loans from traditional lenders.  Some will, but most will have to go the SBA route if they qualify at all. The SBA, or Small Business Administration, offers loan programs through partner lenders.  More startups will qualify for these loans. The reason is, their programs are government backed.  As a result, the lenders are able to be a little more relaxed when it comes to eligibility and approval.  There is a lot of red tape involved, but it can be worth it if you qualify. Here are some examples of SBA loan programs that may work well for startups.  

7(a) Loans 

This is the Small Business Administration’s main loan program. It offers federally funded term loans up to $5 million. The funds can be used for expansion, purchasing equipment, working capital and more. Lenders include banks, credit unions, and other specialized institutions in partnership with the SBA who process these loans and disburse the funds. 

The minimum credit score to qualify is 680.  In addition, there is a down payment requirement of at least 10% for the purchase of a business, commercial real estate, or equipment. The minimum time in business is 2 years. In the case of startups, business experience equivalent to two years will suffice. 

This is by far the most popular of the SBA loan programs, and the funds are available for a broad range of projects, from working capital to refinancing debt, and even buying a new business or real estate. 

Business Loans for Startups: 504 Loans fundability for startups Credit Suite

These loans are also available up to $5 million and can buy machinery, facilities, or land. They are generally used for expansion.  Like 7 (a) loans, private sector lenders or nonprofits process and disburse these funds. They work well for commercial real estate purchases especially. 

Terms for 504 Loans range from 10 to 20 years.  Unfortunately, funding can take up to 90 days. They require a minimum credit score of 680, and collateral is the asset it is financing. There is also a down payment requirement of 10%, which can increase to 15% for a new business. 

There is also 2 year in business requirement, or equivalent experience for management, if the business is in the startup phase.  

Microloans 

Microloans are available in amounts up to $50,000. They work for starting a business, purchasing equipment, buying inventory, or for working capital. Community based nonprofits handle SBA microloan programs as intermediaries. 

Interest rates on these loans are 7.75% to 8% above the lender’s cost to fund, and the terms go up to 6 years. Similar to other programs, they can take up to 90 days to fund. The minimum credit score is 640, and the collateral and down payment requirements vary by lender. 

SBA Express loans 

These loans max out at $350,000.   They have a maximum interest rate of 11.50%. In addition, terms range from 5 to 25 years, and the SBA guarantee is less than it is with their other loan programs at 50%. To qualify, your credit score must be above 680.  Another requirement is that you must have a debt to service ratio of 1.1 or higher. If the loan is greater than $25,000, collateral may be necessary. It depends on the lender. 

The turnaround for express loans is much faster.  The SBA takes up to 36 hours to give a decision. Also, necessary paperwork for application is less.  As a result, express loans a great option for working capital, among other things, if you qualify. 

Find out why so many companies use our proven methods to get business loans

Business Loans for Startups: SBA CAPLines

There are 4 distinct CAPline programs that differ mostly in the expenses you can use them to fund. Each carries a maximum amount of $5 million and an interest rate that ranges from 7% to 10%. Funding can take 45 to 90 days. 

The four different programs include: 

  • Seasonal CAPLines -Financing for businesses preparing for a seasonal increase in sales.
  • Contract CAPlines -Financing for business that need funding to fill a contract.
  • Builder’s CAPLines -Financing for businesses taking on a real estate or construction project.
  • Working capital CAPLines -Financing for businesses that are struggling with a short-term slump in sales.

Credit score must be at least 680 to qualify, and there is no minimum time in business requirement unless you are getting a seasonal CAPline. That one carries a one year in business requirement. 

The SBA offers these programs, and a lot more, for small businesses.  Find out more about the SBA and what they offer here.

Business Loans for Startups: What You Need to Apply

There are several things that lenders will look at, whether you are applying for an SBA loan or not.  Some of it, like credit reports, you cannot control. What you can control is the presentation you make in the form of a business plan.  It needs to look professional and be well written and complete. That may mean pulling in some outside help in the form of consultants, writers, or both.  In general, a well put together, complete business plan includes the following. 

Opening

An Executive Summary

This is a complete summary of the business idea. 

Description

The description goes into further detail than the summary, describing the business. What type of business is it? What product or service will it offer? This is where you work to get others excited about your business. Note that this is important even if your business is already operating.  It will just be in the present rather than the future tense.  

Strategies

Layout your plan for getting started. Do you have a marketing plan, area in mind for location, or idea of how many employees you will start with? What is your ramp up plan? Again, already operating businesses will state the current operating strategy.

Research 

Market Analysis

This actually includes two parts. All that market research you did goes here: 

Analysis of audience

What need will your business fill, and for who? Are you a child care facility filling a need for affordable child care for working moms? Are you an eatery filling a need for a lunch spot for those working downtown? How will your business fill the need? All of that information goes in this section. 

Competitive Analysis

Is there already a business working to fill this need? Is there room for more? How do you plan to compete with them? 

If you are not a new business, this will be a market analysis that supports your need for funding, or that shows your business is strong and growing.

Strategy

Plan for Design and Development

How is all of this going to play out, from start to finish. What steps are you going to take? This is more detailed than your strategies section.

Plan for Operation and Management

Who will own or does own the business and who will run or currently runs it from day to day. This could be as simple as stating that you are the sole owner and operator, or as complicated as laying out a complete partnership plan or board or directors’ format. It just depends on how your business works. 

Find out why so many companies use our proven methods to get business loans

Financials

Financial Information

This section includes current financials, projections, and a budget plan for the loan funds you are applying for.  Lenders need to see that you know how to handle the funds you get, and that you have a plan for paying them back.

Private Lender Options for Business Loans for Startups

Regardless, any traditional lender is going to check personal credit history.  They are also going to look for a higher credit score. If your personal credit score isn’t the best, consider looking at private lender options.   

These are alternative lenders that have less strict eligibility requirements.  They do have higher interest rates and less favorable terms than traditional loans however, so choose wisely. 

BlueVine 

If you have been in business for at least 6 months and have $120,000 annual revenue, you may qualify for a loan from BlueVine. Amazingly, the credit score for a line of credit can be as low as 600. Furthermore, if you want invoice factoring, you can get approval with a score as low as 530. 

Kiva 

Kiva is a little different. For example, the interest rate is 0%, so even though you have to pay it back it is absolutely free money. They don’t even check your credit. However, there is one catch.  You have to get at least 5 family members or friends to throw some money in the pot as well. In addition, you have to pitch in a $25 loan to another business on the platform. 

Accion 

If your personal credit is okay, Accion may be a good fit for small business startup loans bad credit. It is a microlender, a nonprofit, that offers installment loans to both startups and already existing businesses. The minimum credit score is 575. In some places they will go as low as 500. You don’t have to already be in business, but if you are not, you must have less than $500 in past due debt. In addition, your business needs to be home or incubator based. 

Loans are from 6 to 60 months and interest rates range from 7% to 34%. A personal guarantee, and sometimes specific collateral, is necessary in most circumstances. 

Credibly 

Credibly is also a good option for business loans for startups if you are already generating some revenue. They offer short term loans for both business expansion and working capital. You must be in business for at least 6 months to qualify, and they will approve loans to those with credit scores as low as 500. 

Business Loans for Startups: Other Options for Startup Funding 

Typically, a business is going to need to combine more than one type of funding to start and run a business.  Of course, traditional investors are the funding source of choice. However, investors are not an option for everyone.  Here are a couple of other options. 

Crowdfunding

What is the newest innovation in small business funding? It is actually quite an arousing invention. Crowdfunding sites allow you to pitch your business to thousands of micro investors. Anyone who wants a piece of the action can buy a piece of the proverbial pie. 

Investors pledge amounts on a broad spectrum depending on the campaign and the platform used. They may give $80, they may give $150, or they may give over $500. 

Though not always required, most entrepreneurs offer rewards to investors for their generosity. Most often, this comes in the form of the product the business will be selling. Different levels of giving result in different rewards. For example, a $50 gift may get your product A, and a $100 gift will get you and upgraded version of product A.  Find out more about crowdfunding here and here

Angel Investors

Angel investors come in all shapes and sizes.  From investment firms to your mom, virtually anyone can swoop in and lift a company up financially.  Some of the top angel investments have become companies that change the world. Learn more about this option here

Business Loans for Startups: Work on Overall Fundability

You need to start working on business fundability from day one, before you even think about business loans for startups. There are several reasons for this, but the most important one is that it fundability is starting long before you realize it.  So much goes into it that you probably do not even realize. In fact, some of it is not even related to your business. Learn more about fundability, how it starts, and how to make it strong here

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How to Get a Business Phone Number to Build a Fundable Business

Why Do You Need a Business Phone Number to Be Fundable?

When you start a new business, it is vitally important for that business to have separate contact information from yourself.  This includes a dedicated business address, phone number, and email address.  When you first tell a new business owner this, there are a ton of questions.  Why does it matter?  Why can’t I just use my own contact information?  If I need separate contact data, how do I do that?  How do I get a business phone number and address anyway?  Do I have to have a separate phone line and location for my business? I mean, I was going to run my business out of my home.  How does this all work?

We are going to try to answer each of these questions right now.  The first question to answer is the one about how to get a business phone number and address if you are running your business out of your home or virtually.  Many new small businesses are run from anywhere the owner can access the internet.  Local coffee shops, libraries, etc. can all act as a business location if the business is run online.

Even if you never meet a customer in person, your business has to have a dedicated business address and phone number.   The question of how to do this becomes much more complicated however, when your business exists solely on your cell phone and computer.  The answer to your question is no, you do not have to have a separate cell phone, a land line, or even a building to get a business phone number.

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What Are My Options to Get a Business Phone Number?

When it comes time to get a business phone number, you have a few options and many decisions to make.  For example, you’ll need to decide first if you are going to use a landline or a cell phone.  Next, you’ll need to determine if you want a local number, a toll-free number, a vanity number, or a regular number.  How do you choose?

Get a Business Phone Number: Landline vs. Cell Phone

If you get a traditional landline with a business number, the process is as simple as calling out the telephone company.  That’s where the simplicity ends however.  A business landline is considerably more expensive than a residential one.  It is also a kind of invasive process to have a landline installed.

You are probably thinking it is much more expensive to get an extra cell phone.  The truth is, however, that you do not even have to do that.  There are many services now that will offer a business number and forward it to any number you want using the internet.

They offer other services as well, including transfers, multiple numbers, vanity numbers and even live receptionist.  Of course, the more bells and whistles you choose the more they cost, but generally speaking these services are super easy to get started with.  Some even offer base packages for free.

get a business phone number Credit Suite2

Local vs. Traditional Toll-Free vs. Vanity

Usually, you need a toll-free number regardless.  If you cater to a local market as well, having a local number could also be useful.  A vanity number can be nice for ease of remembering.  What’s a vanity number? Those are the numbers that go along with your business, for example, 1-800-55-Pizza for a pizza joint.  This type of number is not necessary, but it can help with branding.  They are easy to acquire with the new virtual business telephone companies out there. You simply request your number, if it is available, it’s yours!

Is it Better to Get a Business Phone Number Online?

It seems like new options are popping up daily for getting a business phone number using the internet.  Known as VoIP, these services are gaining popularity for business phone service.  Here are just a few reasons why.

First, they are by far the best value.  You can get all the features you need for a fraction of what it would cost with a traditional landline.

Most small businesses simply do not have the budget to set up and handle on an ongoing basis a complicated PBX system with a receptionist and extensions for each desk. When you choose the right VoIP package, you have all of this and more built right in to a low flat rate each month. The following are just a few of the features you will find available with most VoIP companies.

  • Internet Faxingjust in case you need to deal with someone who is still faxing.
  • Automatic Call Recordingso you can have a record of all calls coming in and going out, if needed.
  • Conferencingallows you to give clients a number to call that will allow everyone to be on the same conference line.
  • Call Forwardingallows calls to ring on all your devices, and even more than one phone, at once.  In addition, you can set for calls to forward only during certain hours.
  • Auto-Receptionistscan make your business sound more professional.
  • Extensionslet you use a single main number to reach everybody.
  • Voicemail and voice to textwill send you emails with the voicemail, and can even put them into text form if needed.

Where to Get a Business Phone Number Online

While there are many companies that offer VoIP telephone services for business, and new ones are coming into the picture each day, these are a few of the most popular currently.

Grasshopper

Grasshopper is a business service that uses the mobile phone you have already.  Many others use an office VoIP setup. You can get a business phone number, receive calls from that number using your phone, and set up as many users as you want with custom extensions.

In addition, service from Grasshopper includes:

  • Queuing of calls
  • Call scheduling
  • Conference calls
  • Call routing/ auto-assistant
  • Voicemail to email

Because it is mobile, it provides more features than other VoIP providers.  Be aware however, that some users say the quality isn’t that great. For each one that is unhappy it seems, there are many that have been very pleased, so don’t let that be your sole decision maker.  Also, like most VoIP mobile apps, minutes are charged not only by Grasshopper, but also by your mobile carrier.

Share our foolproof business credit building checklist and tell your friends about how you’re building business credit the quick and easy way.

If you do a lot of conference calls, you need to know that you are charged for minutes for each caller on the conference.  Meaning if a call only lasts 5 minutes, but you have 5 callers on, then you are charged for 25 minutes. There are other carriers that offer a conference call bridge, meaning you are only charged for the one call.

Phone.com

Phone.com is a great in-between option for multiple users.  It provides a VoIP solution without the requirement of a traditional phone, and has solid basic features.  You can make and receive calls from your business number as well as view call logs and your address book when you have an internet connection. From your computer you can:

  • Que calls
  • Set up auto-receptionist
  • Schedule calls
  • Send and receive faxes

Ring Central

RingCentral has all of the features you would expect or need, and plans start at one $20 a month.  They also offer a free trial, but so do a few others.  It does require an upgrade to get a 1-800 number.  They also offer upgrades that will allow you to integrate with Dropbox, Zendesk, Salesforce and more.

As I said, these are the only players in a relatively new game, but they are some of the most popular at the moment.  The thing you need to remember is, do your research.  Try to consider not only what you need right now, but what you may end up needing in the future.  You need to find a service that will offer everything you could need going forward.

If you simply go with the free or cheapest service for right now and do not consider future needs, you could end up having to change in the future.  That’s not only a pain, but it could mean changing your number, which means printing all new materials and updating directories.  That is all doable, but much easier to avoid if possible.

What Types of Things Should You Consider when You Get a Business Phone Number?

So when you are choosing a company to go with, what should you consider?  Well first, current budget is obviously important.  If you cannot pay for it, it won’t do you any good.  After that, consider what you need currently.  Once you have a few options narrowed down based on these needs, narrow it down further based on what you think you may need in the future.

For example, are you going to remain small, with any other employees being local?  You may not ever need conference calling ability. Is it possible you could need to add extensions or need a live receptionist option in the future?  Then be sure you get a business phone number with a company that offers these options.

What Does a Business Phone Number Have to Do with Being Fundable?

There’s the big question, right?  What does having a business phone number have to do with fundability?  Well, it can help to understand what fundability is and why it matters. To get business funding, your business needs to appear to be a separate, fundable entity to lenders.  For this to be the case, a business has to stand on its own apart from its owner.  This means it:

  • Is formally incorporated as a Corporation, S-corp, or LLC
  • Has an EIN
  • Already has a dedicated business telephone number, address, and email address
  • Has a dedicated business bank account
  • Uses a professionally put together, user friendly, business website
  • Has a D-U-N-S number

In addition to helping a business appear fundable to lenders, having these things in place provides the separation from owner necessary to start building business credit. When you think of it that way, not having a business phone number can do a lot of damage.

Share our foolproof business credit building checklist and tell your friends about how you’re building business credit the quick and easy way.

How Does a Business Phone Number Help You Build Business Credit?

Before you ever make it to a lender that wants to see your business as fundable before giving you money, you have to build business credit.  It is virtually impossible to do this without a business telephone number or any of the other things mentioned above.  Here’s why.  To establish business credit where there is none, or to begin to repair poor business credit, you are going to have to establish tradelines with starter vendors.

These are vendors in the vendor credit tier that will extend net terms on invoices without a credit check.  They do, however, check other information before they will extend these terms.  This includes several different things, and many like to see a business number listed in the directories.

To find out more about starter vendors in vendor credit tier and how the business credit building process works, go here.

What Else Do You Need to Do to Build Business Credit?

After you have set your business up to appear fundable to lenders, and after you establish trade lines with starter vendors, you need to continue the process. After enough tradelines are reporting to your business credit report, you can begin to apply for credit cards in the subsequent credit tiers. These include the retail credit tier, the fleet credit tier, and the cash credit tier.

The retail credit tier is made up of those cards that are directly tied to a store, such as Home Depot or Best Buy.  The fleet credit tier includes cards from companies like Fuelman and Shell that can help manage fuel costs, as well as costs related to fuel and auto maintenance.  The cash credit tier is the main goal, and includes cards that are not related to specific retailers or costs.

The key is to get enough accounts reporting from each tier to sufficiently build your score so that you can move on to the next tier.  The vendor credit tier is the beginning.  Some vendors will not extend net terms if there is no business number.  If you do you use your personal number, you run the risk of payments being reported to your personal credit rather than your business credit, which defeats the whole purpose.

You Need to Get a Business Phone Number, Start Now!

If you do not already have a business number, start by considering exactly what your budget is and what you need. Then, do some research.  Find out who has what you need for what you can afford right now, with the option to add on anything you may need in the future.  That should narrow now your choices significantly.  Whatever you do, do not use your personal number.  That will not help you when it comes to running and growing your  .

Looks great, nice job!

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