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How to Create Local Services Ads

Did you know roughly a third of U.S. shoppers check out local business listings online daily? To me, this means there’s a real opportunity to grow your business if you find a way to quickly and reliably connect with the best leads.

How do you achieve this?

By creating a Local Services Ad. Let’s dive in and explore why these ads are such an invaluable tool for finding customers and building your brand.

What Are Local Services Ads?

Local Services Ads connect you to local customers searching for the services you offer, whether you’re a tradesperson or small business owner.

  • They’re pay-per-lead rather than pay-per-click, meaning you only pay if someone contacts you through the ad.
  • Using these ads means you’re Google guaranteed; if someone’s unhappy with your work, Google refunds the cost.
  • Ads “rank” based on the number of positive reviews and customers served.

Here’s an example. When customers Google a search term like “New York plumber,” businesses running Local Services Ads appear at the top of the search results.

Local Services Ads Listings Lead Management Google Ads

If you click to see more plumbers, multiple listings show up.

Local Services Ads Google My Business Google Ads

To be clear, Local Services Ads aren’t the same as Google Ads or Google My Business.

  • Google Ads are pay-per-click, not pay-per-lead. This means you pay whenever someone clicks the ad, even if they don’t contact you or take action.
  • Google My Business lets you verify your business online and add contact details, including a website link. It’s not an ad.

You can use all three features, or opt for just one. It’s up to you!

How Do Local Services Ads Work?

Think of Local Services Ads as a fast-track ticket to positive leads. A few stats will show you why.

  • Four in five people want to see local ads when they’re searching for goods or services online. Local ads mean you’re giving users what they want, which, as good marketers know, makes your business all the more appealing.
  • Roughly 75 percent of local searches end in a phone call. In other words, these users are actively looking for goods or services, so you want to be one of the first listings to catch their eye.
  • 76 percent of customers visit a business within 24 hours of searching for them online. Local ads help you connect with these leads in the quickest time possible by putting you among the top search options.

In short, these local ads help you find leads who are primed to become paying customers. They’re a highly cost-effective and efficient way to market your business at the local level.

Let’s now return to our plumbing example above and work through the features of a typical listing. If we click on “Petri Plumbing & Heating,” here’s what the listing looks like:

Local Services Ads Local SEO Search Engine

This plumber has a 4.6 out of 5-star rating with 504 reviews, they’re accepting customers, and there’s a telephone number to lead potential clients to take the next step.

If we go down further, there’s a business overview. This is where you can set out:

  • Which services you offer
  • Your opening hours
  • The ZIP codes or area you work in
  • Business highlights, e.g., if you’re locally-owned or have a BBB A+ rating

Finally, there’s a section where customers can leave a review or read reviews left by others.

Local Services Ads - Reviews

If someone books a job through your listing and leaves a review, it’s verified by Google as legitimate. Long term, this reassures prospects that you are a legitimate, trustworthy business.

Managing Local Services Ad Leads and Pricing

Do you need to take every job the ad brings your way? No.

  • If a customer contacts you with a job you’re not interested in, you can reject it without penalty. You’ll still pay for the lead, though.
  • You can pause your ad for a short period. Since no one’s contacting you through the ad, you won’t be charged anything during this time.

Simply put, you’re still free to choose the jobs you want, and you only pay for the ad when there’s a high chance of conversion, i.e., a prospect contacts you.

Steps to Create a Local Services Ad

Ready to create your own ad? Let’s work through the setup process together, starting with the basics.

1. Check Your Eligibility

Local Services Ads aren’t available for everyone just yet, so the first step is checking your eligibility. It’s really quick and easy to do.

Click the “Get Started” button on Google’s local service homepage.

Next, select your country, ZIP code, and job categories from the drop-down menus.

Local Services Ads - Check Your Eligibility

If Local Service Ads are available to you, move on to the next step.

2. Create a Local Services Ad Profile

Congratulations, you can set up a Local Services Ad! Now it’s time to write a great profile. Your profile determines, among other things:

  • Who finds your listing
  • Which jobs come your way

In other words, it’s important to get it right.

First, input basic details, including your business name and contact details. You need to provide your own name, too, but it won’t show up on the listing.

Once you’ve completed the first screen, it’s time to add specific details about what services you offer, how much you charge, and the ZIP codes you service.

For instance, if you’re a plumber, here are possible services you can offer:

Local Services Ads - Create Your Profile

So, if you can’t repair sewers or garbage disposals (or you don’t want to offer these services), you can remove these options.

This lets prospective customers know what to expect before they contact you, meaning there’s less chance of you sifting through jobs you don’t want.

You’ll also note the important caveat at the bottom of the screen: You shouldn’t offer services that you aren’t qualified to complete safely. It’s also your responsibility to ensure you have the right licenses to work legally.

One other thing: Even if you’re registered for other Google services, like Google My Business, you still need to create a separate profile for Local Services Ads.

3. Submit Relevant Paperwork

To improve service quality, Google needs you to upload various documents. You must prove you’re:

  • Qualified to work in your chosen industry
  • Licensed to work in the jurisdiction

Why must you upload these documents? Well, it’s all part of the Google Guarantee. Google won’t cover you unless you can prove you’re properly licensed.

Before you complete this section, verify your paperwork is accurate. I’d also suggest double-checking which licenses you need in your jurisdiction to make sure you upload the right documents.

How do you know which documents to provide? Google has a list. If we stick with our plumber example, here are which documents you need:

Local Services Ads - Submit Relevant Paperwork

4. Complete the Background Check

If you’re based in the U.S. or Canada, you and all your employees must complete a background check before you can visit customers at their home address or workplace.

Again, it’s a fairly simple process. Google’s background check partner contacts you, and they’ll ask for relevant information. They’ll cross-check the info you and your team provide against national registries, and they’ll confirm your Social Security numbers are valid.

Do you pay for this background check? Thankfully, no.

5. Manage Your Budget

Once you complete your business profile and pass the background check, you’re ready to start advertising. There’s still one essential box to tick, and that’s setting your budget.

Here’s how it works.

  • You decide how many leads you want in a week or month. This determines how much you’re prepared to spend. For example, if you don’t want to pay for more than 20 leads per month, don’t set a budget for 30.
  • You’re only charged for each lead you generate through these ads, so if you only receive 10 leads, you won’t spend your whole budget that month.
  • It’s easy to tweak your budget if you want more or fewer leads at any time.

To start, it’s probably best to set a modest budget and lead target. You can test the waters this way and increase your budget over time if you feel it’s a good service for you.

6. Review Ad Leads

Just remember, “leads” aren’t customers until you book a job. That’s why it’s key to stay ahead of your leads and follow up on them.

You can review your leads on your desktop inbox or through the mobile app. You’ll always be notified of a new lead anyway, but viewing them this way may make it easier to take action on them.

Best Practices for Local Services Ads

Not sure what to include in your Local Services Ad? Don’t worry, I’ve got you covered. Here are my five top tips for writing an effective ad and generating the best possible leads for your business.

1. Personalize Local Services Ads

First, make sure your local listing showcases your company’s plus points. Here’s what I mean.

  • Explain why you stand out from the competition. What makes you the right service provider for the job?
  • Highlight selling points. For example, if you offer emergency callouts or out-of-hours services, state this in your ad.
  • Use short sentences where possible. They’re easier to read.

The more information you provide, the more likely prospects are to contact you.

2. Include Relevant Details in Local Services Ads

Think about this from a customer’s perspective. What other details do they need to decide to use your business? Here are some examples.

  • Be really clear about which ZIP codes you serve and if your services vary between areas.
  • Set out working hours in a user-friendly format.

What’s relevant varies from business to business, so give it some thought before you complete your listing.

3. Respond to Leads Promptly

Remember, these leads are users actively looking for the services you provide, so don’t let them go cold. Here are some tips to manage your inbox.

  • If you miss a call, return it as soon as possible, even if you’re rejecting the job. Frequently missed or unreturned calls can lower your ad ranking.
  • Set aside blocks of time throughout the day to return messages and follow up on emails.

Most people don’t expect an instant reply, because good service providers are usually busy! However, if your goal is to book jobs and build your business through Local Services Ads, you need to keep a close eye on your dashboard.

4. Encourage Customer Reviews

According to Google, customer reviews directly influence your ad ranking. How do you get those all-important positive reviews? Well, great service is a must, but you also need to ask for them. Here’s how.

  • There’s an “ask for review” button next to each job. Click it to send a review link to the customer.
  • Or, once you book a lead and mark it as completed, ask the customer for a review.

One other point: The top search results, whether it’s a paid ad or organic result, draw over 75 percent of the traffic, so get those positive reviews rolling in.

Local Services Ads - Encourage Customer Reviews

5. Review for Accuracy

Have you moved premises? Do you need to change your opening hours?

Make sure you update your Local Services Ad to reflect changes like these. Otherwise, you might deter potential customers from working with you.

Finally, keep details consistent across all your profiles, including, for example, Google My Business.

Why is consistency so important? Well, it helps potential customers find you more easily, and it might even build some trust in your brand.

Conclusion

Over 46 percent of Google searches are local, and Local Services Ads can really help you tap into this huge potential customer base. I highly recommend using these listings as part of a diverse, well-rounded digital marketing strategy.

Just remember to keep your information accurate and respond to leads promptly to make the most of your ads.

If you’re unsure where to get started with Google ads or digital marketing more generally, check out my consulting services and free SEO analyzer.

Are you using Local Services Ads to find customers? How are they working for you?

The post How to Create Local Services Ads appeared first on Neil Patel.

Tremendous (YC W11) Is Hiring Rails Engineers – Remote OK

Article URL: https://angel.co/company/tremendous/jobs/620099-fullstack-software-engineer-remote Comments URL: https://news.ycombinator.com/item?id=25796408 Points: 1 # Comments: 0

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The post Tremendous (YC W11) Is Hiring Rails Engineers – Remote OK appeared first on ROI Credit Builders.

A Quick Guide to Using Keywords for Better Amazon SEO

As the world’s largest e-commerce store, Amazon is a platform sellers can’t afford to ignore. But on a website selling over 12 million items, how do you help your products stand out from the crowd with Amazon SEO?

It’s easier than it sounds.

Why? Because Amazon isn’t just an e-commerce platform. It’s a search engine with its very own algorithm, A9

A Short Introduction to Amazon SEO

Just like other search engines, you can use SEO techniques to boost product rankings. You use certain phrases to boost your discoverability in organic searches, which can increase sales with Amazon.

Here are other ways Amazon acts like a search engine: 

  • Customers type queries into the search box.
  • The Amazon algorithm presents what it thinks are the most relevant results.
  • If the results are good, customers won’t go past the first page. Why? Because they’ve found what they’re looking for.

Remember, the whole point of Amazon is to sell things.

Amazon wants to match customers and sellers. They want customers to be happy with the search results so they’ll become repeat customers.

While there’s no guarantee you’ll secure a first-page spot on Amazon, who wants to be on page 20? You’ll never reach your target audience that way.

Let’s look at using keywords for proper optimization of your product pages.

How Do Amazon SEO Keywords Work?

Amazon keywords are the search terms (i.e., words and phrases) that people type into the Amazon search bar.

If you don’t include the right keywords:

  • Your target audience won’t find your listing
  • Your conversion rate falls flat
  • Your discoverability drops

Here’s an example:  

Someone searches for a “frying pan.” “Frying pan” is the Amazon keyword. If you’re selling frying pans, but you call them an egg pan, you’ll miss the target audience.

We can take this a step further. “Frying pan” is a good keyword, but it’s may not be enough to hit a first-page ranking. Why?

It’s really broad.

Chances are, customers want more than just a frying pan. Maybe they want one with a lid, or a non-stick pan or a cast-iron frying pan.  

Luckily, Amazon’s algorithm understands this. Whenever you type a key phrase into the search bar, other suggestions pop up. Amazon bases its suggestions on other customer search terms, just like Google Autocomplete.

Amazon SEO feature: search autocomplete suggestions

For example, if someone searches for “frying pan”, the first predicted suggestion they see is “frying pans non-stick.”

That’s because other customers often search for non-stick pans…and guess what? You’ve just found yourself another keyword.

The more relevant Amazon keywords you use, the better your chances of reaching your customer base (within reason, but we’ll get to that.)

What have we learned here?

  • Amazon keywords are search terms.
  • To increase your discoverability on Amazon, you need to include the right keywords in your product listings.
  • Some keywords are a little too broad on their own.
  • Including a few specific keywords can help you reach your audience base.

Essentially, think of Amazon keywords as another tool in your digital marketing toolbox. Once you know how to use them, they can increase your brand awareness and potentially boost sales.

Is There Anything I Shouldn’t Do With Amazon SEO?

Actually, yes. You shouldn’t use “black hat” tactics.

Black hat SEO is when you deliberately try to manipulate your page rankings using less than ethical strategies. These strategies include:

Sure, you might get a short-term boost in rankings if you use black hat techniques. But the drawbacks aren’t worth it.

Black hat strategies violate Amazon’s Terms of Service. If Amazon catches you manipulating the algorithms, they could:

  • Lower your position within the search results
  • Remove your product listings from the search results completely
  • Suspend or permanently close your account

I’m very much a believer in sticking to “white hat” or fair SEO practices.

If you’re in this for the long game, then I suggest you do the same.

How to Make Amazon Keywords Work for You

When you’re selling products on Amazon, you want to avoid overusing keywords to diminish the user experience and a high bounce rate.

The high bounce rate metric measures when someone clicks on your listing, takes a look around, and leaves pretty quickly. This action tells Amazon that users aren’t finding what they’re looking for from your product. The outcome? Your discoverability drops, and your product is shown less in Amazon SERPs.

Here’s what you need to optimize to avoid keyword stuffing and a high bounce rate:

Product Title

Always put the most important keyword(s) in the product title. If you’re selling a vacuum cleaner, make sure “vacuum cleaner” is in the title.

The title should include:

  • The item’s brand name (this is a super important keyword, by the way)
  • A description of what the item is, such as “vacuum cleaner “
  • The product color and size

There’s no need to go overboard — remember, you don’t want to keyword stuff.

Backend Keywords

Let’s be honest…sometimes users misspell product names. Or maybe they want a product like yours, but they don’t use the exact key phrase.

You still want these people to find your listing, but you can’t include all these potential keywords in your title.

What do you do to ensure people still see your product?

You put these Amazon SEO keywords in the “backend” of your Amazon Seller’s account.

These are ‘hidden’ key terms added to your listing when you create it. You only have about 250 characters, so use them wisely.  

Brand Name

Sometimes people are looking for a specific brand, such as Levi jeans or a Lodge frying pan. For sellers, this means you must include an accurate brand name on your product page.

A bonus? Even if you’re a relatively new brand or seller, you can increase your brand awareness among your target audience by using brand names for the products you sell.

Remember to spell brand and product names correctly; you don’t want people missing product listings because of incorrect names they aren’t searching for.

The Product Listing Description

The product description is where Amazon keywords count. If your descriptions don’t convince people to buy, they’ll bounce off the listing which can naturally decrease your conversion rate.

How do you make the most of this space?

  • Bullet points: Use bullet points in the “Technical Details” section. You’re answering FAQs preemptively, such as what makes your product unique? What are your product’s key features?
  • Product description: Write a concise, snappy description, including some key phrases you didn’t use in the title. You’re telling buyers why they should move your product into their cart.
  • Research: Check out how your competitors write their descriptions. What works, and what doesn’t? Use what you learn for your listings.  

How to Pick Amazon SEO Keywords

So you’re ready to list your products online. How do you find the right keywords? And how do you identify the most important keywords?

Here’s what I recommend.

Amazon Keyword Research Tools

Keyword tools do the hard work for you. They pull data from Amazon websites and provide you with various keyword and key phrase options. All you need to get started is a single keyword, such as the product type.

Sonar is a user-friendly, simple option to help you get started — and it’s free to use. You could also check out Keyword Tool for Amazon or Ubersuggest.

Amazon Search Bar

Don’t dismiss the Amazon search bar itself. Simply type in the search term and see what suggestions come up. You can use these keywords in your product listings.

Similar Products

People looking for one product often scope out similar items. Have a look at competitor pages and see what items customers frequently buy in the same transaction. You never know, you might find some keyword ideas.

Google Rankings 

Have an e-commerce store outside Amazon? Then check out the popular keywords on Google, too.

Plenty of people start their product search on Google, so why not make sure you’re hitting your SEO from all angles?

Again, tools like Ubersuggest can help with Google keyword research. Just like with the Amazon search box, you can input search terms and see what products come up. This data will help you work out which keywords rank best on Google for your product.

How Does PPC Relate to Amazon SEO?

When it comes to Amazon keywords, we should touch on one other thing: the sponsored product listing.

Here’s a look at the top of the search results for frying pans — see the word “sponsored” in the lower right corner?

That means sellers have paid to have their Calphalon pans show up at the top of the search results.

Amazon sponsored search results

They’re known as pay-per-click (PPC) listings.

PPC lets you bypass other product listings. Whenever someone clicks on your sponsored listing, you pay a fee, but you get a prime spot for a specific keyword in return.

Of course, there’s no guarantee buyers will click your listing, but some sellers use this technique alongside their organic search strategies.

We’re not focusing on PPC in this article…it’s a whole other beast.

But you should know that it’s available on Amazon just like other search engines, and that it’s responsible for the sponsored product listings you find in the search results.

Conclusion

Understanding Amazon keywords and Amazon SEO is critical if you want to be a successful seller on Amazon.

Keyword tools for Amazon can help you find the top keywords for your product listings, and they’re fast and straightforward to use.

You can always get started by searching for products like yours and see what keywords and listings come up.

How are your Amazon product listings performing now they’re optimized for SEO?

The post A Quick Guide to Using Keywords for Better Amazon SEO appeared first on Neil Patel.

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The post Blog Site Marketing Miracles: How To Bring Sales To Your Bus… appeared first on Buy It At A Bargain – Deals And Reviews.

Get a Fantastic Credit Card 0 APR – Pay No Interest!

Grab The Best Credit Card 0 APR

We looked for the best credit card 0 APR, and did the research for you. So here are our picks.

Per the SBA, small business credit card limits are a whopping 10 – 100 times that of consumer credit cards!

This demonstrates you can get a lot more cash with business credit. And it also means you can have personal credit cards at retail stores. So you would now have an extra card at the same stores for your small business.

And you will not need collateral, cash flow, or financial data in order to get company credit.

Business Credit Card Advantages

Benefits can differ. So, make sure to pick the perk you prefer from this choice of alternatives. While we did find a great credit card 0 APR, you may see something you like better. And keep in mind, these aren’t credit card 0 APR forever. Rather, the low APR is for an introductory period only.

Get a Business Credit Card 0 APR – Pay Absolutely Nothing!

Capital One® Quicksilver® Card

Have a look at the Capital One® Quicksilver® Card. It offers flat-rate rewards of 1.5% on all purchases. There are no limits how much in cash back rewards that cardholders can get. Also, the card has a $0 annual fee.

Details

New cardholders have a 0% APR on purchases and balance transfers for the first 15 months after starting the account. And then they have a 14.74 – 24.74% (variable) APR after that. A cash bonus of $150 is available for those who make at least $500 on purchases within 3 months of account opening.

Also, cash back rewards do not expire for the life of the account. And there is no limit to how much you can earn.

Furthermore, there is a cash bonus of $150 is offered to cardholders who make a minimum of $500 on purchases within 3 months of account opening.

The card also offers travel accident insurance. And you can get an auto rental collision damage waiver. There are no foreign transaction fees. And there is extended warranty coverage.

Downsides are the flat reward rate, not permitting any more than that. And then there’s the higher APR after the initial 15 months.

Get it here: https://www.capitalone.com/credit-cards/quicksilver/

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no annual fee and comes with a 0% introductory APR on purchases for the first nine months. Afterwards, the card has a 13.24 – 23.24% variable APR

Earn 3 points/dollar spent when you book travel with the Bank of America Travel Center and 1.5 points/dollar on all other purchases. You can earn unlimited points and points never expire.

Details

There is a 25,000-point sign-up bonus when you spend $1,000 in the first 60 days of opening up the account. Cardholders get travel accident insurance, and lost luggage reimbursement.

They also get trip cancellation coverage, trip delay reimbursement and other advantages.

There is no introductory rate for balance transfers. Also, bonus categories are limited.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

JetBlue Plus Card

Take a look at the JetBlue Plus Card for another business credit card 0 APR, introductory.

Earn six points/dollar on JetBlue purchases, two points/dollar at eating establishments and grocery stores. And get one point/dollar on all other purchases.

Details

Spend $1,000 in the initial 90 days and pay the yearly fee, and get 40,000 bonus points. New cardholders get a 12 month, 0% initial APR on balance transfers made in 45 days of account opening.

Afterwards, the variable APR on purchases and balance transfers is 17.99%, 21.99% or 26.99%, based upon creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.

There is a $99 yearly fee for this card.

Get it here: https://cards.barclaycardus.com/cards/jetblue-card/

Discover it® Student Cash Back

Also, be sure to have a look at the Discover it® Student Cash Back which has a 0% APR for an introductory six-month period.

It has no yearly fee. And there is an APR of 14.99 – 23.99% variable on all purchases after the introductory period.

One one-of-a-kind feature is that it provides an incentive for students to maintain good grades with a $20 statement credit. If students get a GPA of 3.0 or higher each academic year, the card will award the $20 statement credit every year for up to five years.

Details

Use the card to build personal credit. While this is a personal card as opposed to a small business credit card, for new credit users, their FICO scores will be important.

And this card offers an excellent way to raise FICO while also getting rewards.

You can earn 5% cash back at various places each quarter like grocery stores, gas stations, restaurants or Amazon.com up to the quarterly max. Afterwards, the card offers unlimited 1% cash back on all purchases.

In the very first year, all cash back rewards are matched 100%.

Downsides include a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. And though they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

SimplyCash Plus Business Credit Card from American Express

Check out the SimplyCash Plus Business Credit Card from American Express. There is a $0 annual fee. And there is a 0% APR on purchases. So this is for the initial 15 months an account is open.

But when the introductory period expires, the APR for purchases is 14.24 to 21.24%. So, this is variable and based on creditworthiness.

Details

This credit card has numerous benefits. These include purchase protection, car rental loss and damage insurance. And they also include a baggage insurance plan, extended warranty coverage and a global assist hotline.

Also, earn 5% cash back at US office supply stores and on wireless phone services. So, these must be bought from American providers. But this pertains to the initial $50,000 of annual spending. Then, you get 1% cash back.

You also get 3% cash back on spending category of your choice. So, this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending. Then, you get 1% cash back.

Cash-back bonuses are automatically credited to the customer’s billing statement.

Note: you cannot use this card for balance transfers. There is a foreign transaction fee of 2.7%. The credit card charges up to $38 in late fees. And the returned check fee is also $38. The penalty APR is 29.99%.

And, it kicks in if you have two or more late payments within 12 months. It can also apply if you fail to make the minimum payment on time or have a returned payment.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get a credit card 0 APR and more!

Ink Business Cash℠ Credit Card

Have a look at the Ink Business Cash ℠ Credit Card. Companies can earn cash back with each purchase. Spend $3,000 in the initial three months from account opening. And you’ll get a $500 bonus cash back.

There is a $0 annual fee with a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the APR is a 15.24 – 21.24% variable.

The credit card features travel and purchase coverage benefits. So, this includes an auto rental collision damage waiver and extended warranty protection.

Details

Earn bonus cash back on business categories. So, these include office supply stores, telecommunications, gas stations and restaurants.

Note: this card has a balance transfer fee. Pay 5% of the amount transferred or $5, whichever is greater. Also, there is a foreign transaction fee of 3%.

Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-cash

Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get a credit card 0 APR and more!

Extraordinary Business Credit Cards with No Annual Fee

To supplement a credit card 0 APR, a business credit with no annual fee can be a smart choice.

Uber Visa Card

Check out the Uber Visa Card. Uber is the first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.

The card offers 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, earn 3% back on hotel, airfare and vacation home rentals. And earn 2% back on online purchases.

So, this includes retailers and subscription services such as Uber and Netflix. And get 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly within the app.

By spending at least $500 in the initial 90 days, users can earn a $100 sign-up bonus. Cardholders spending at least $5,000 annually are eligible to receive a $50 credit toward online subscription services.

Details

If you pay your cellular phone bill with this card, you are insured up to $600 for cellphone damage or theft.

Cardholders are eligible for exclusive access to certain events and offers. Uber anticipates most of these offers to be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.

But there is no introductory rate. The APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.

Also, there are restrictions on Uber credits. To redeem points as credits in the Uber app, accumulate a minimum of 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, in a given day.

Get it here: https://www.uber.com/c/uber-credit-card/

Costco Anywhere Visa® Business Card by Citi

Not taking Uber? Then you’ll need to fill your gas tank in some way. Why not do so with the Costco Anywhere Visa® Business Card by Citi?

This credit card earns cash back with every purchase. Get 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Earn 3% cash back at restaurants and on eligible travel purchases. Also, get 2% cash back at Costco and Costco.com. And earn 1% cash back on all other purchases.

Note: the $0 annual fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.

Also, there is no sign-up bonus available with this card.

Get it here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-business-credit-card

Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get a credit card 0 APR and more!

The Perfect Business Credit Card 0 APR for You

Your outright best credit card 0 APR will hinge on your credit history and scores.

Only you can pick which features you want and need. So be sure to do your homework. What is excellent for you could be disastrous for someone else.

And, as always, make certain to establish credit in the recommended order for the best, speediest benefits.

 

 

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Get Credit Card Offers 0 APR

The Very Best Credit Card Offers 0 APR

We looked at a ton of business credit card offers 0 APR, and did the research for you. So here are our choices.

Per the SBA, small business credit card limits are a whopping 10 – 100 times that of personal cards!

This shows you can get a lot more funds with business credit. And it also shows you can have personal credit cards at retailers. So you would now have an added card at the same retailers for your business.

And you will not need collateral, cash flow, or financial data in order to get small business credit. So why pay an interest rate with these credit card offers 0 APR?

Credit Card Offers O APR – Advantages

Benefits can differ. So, make certain to pick the perk you would prefer from this selection of alternatives. Because business credit card offers 0 APR aren’t the only great deals out there.

Business Credit Card Offers 0 APR – Pay Nothing!

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no yearly fee and comes with a 0% introductory APR on purchases for the initial nine months. After that, the card has a 13.24 – 23.24% variable APR

Earn 3 points/dollar spent when you book travel via the Bank of America Travel Center and 1.5 points/dollar on all other purchases. You can earn unlimited points and points never expire. This is one of the better business credit card offers 0 APR.

Details

There is a 25,000-point sign-up bonus when you spend $1,000 within the first 60 days of opening up the account. Cardholders get travel accident insurance, and lost luggage reimbursement.

They likewise get trip cancellation coverage, trip delay reimbursement and other perks.

There is no introductory rate for balance transfers. Also, bonus categories are limited.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Capital One® Quicksilver® Card

Have a look at the Capital One® Quicksilver® Card. It features flat-rate rewards of 1.5% on all purchases. There are no limits how much in cash back rewards that cardholders can attain. Also, the card has a $0 yearly fee. This is a decent one of the business credit card offers 0 APR and the introductory period is decent.

Details

New cardholders have a 0% APR on purchases and balance transfers for the first 15 months after starting the account. And then they have a 14.74 – 24.74% (variable) APR after that. A cash bonus of $150 is offered for those who make at least $500 on purchases within 3 months of account opening.

Also, cash back rewards do not expire for the life of the account. And there is no limit to how much you can earn.

In addition, there is a cash bonus of $150 is offered to cardholders who make at least $500 on purchases within 3 months of account opening.

The card also offers travel accident insurance. And you can get an auto rental collision damage waiver. There are no foreign transaction fees. And there is extended warranty coverage.

Downsides are the flat reward rate, not allowing for any more than that. And then there’s the increased APR after the first 15 months.

Get it here: https://www.capitalone.com/credit-cards/quicksilver/

Discover it® Student Cash Back

Also, be sure to take a look at the Discover it® Student Cash Back which has a 0% APR for an introductory six-month period.

It has no annual fee. And there is an APR of 14.99 – 23.99% variable on all purchases after the introductory period.

One one-of-a-kind feature is that it offers an incentive for students to maintain good grades with a $20 statement credit. If students earn a GPA of 3.0 or higher each school year, the card will award the $20 statement credit annually for up to five years.

This is possibly the best of the business credit card offers 0 APR.

Details

Use the card to build personal credit. While this is a personal card versus a business card, for new credit users, their FICO scores will be important.

And this credit card offers an excellent way to raise FICO while also earning rewards.

You can earn 5% cash back at various places each quarter like grocery stores, gas stations, restaurants or Amazon.com up to the quarterly maximum. After that, the card offers unlimited 1% cash back on all purchases.

In the first year, all cash back rewards are matched 100%.

Downsides include a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is more. And even though they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Ink Business Cash℠ Credit Card

Have a look at the Ink Business Cash ℠ Credit Card. Small businesses can earn cash back with every single purchase. Spend $3,000 in the first three months from account opening. And you’ll get a $500 bonus cash back.

There is a $0 yearly fee with a 0% introductory APR for 12 months on purchases and balance transfers. After that, the APR is a 15.24 – 21.24% variable.

The card includes travel and purchase coverage benefits. So, this includes an auto rental collision damage waiver and extended warranty protection. For day to day expenses, this is one of the better business credit card offers 0 APR.

Details

Earn bonus cash back on business categories. So, these include office supply stores, telecommunications, gas stations and restaurants.

Note: this card has a balance transfer fee. Pay 5% of the amount transferred or $5, whichever is more. Also, there is a foreign transaction fee of 3%.

Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-cash

JetBlue Plus Card

Have a look at the JetBlue Plus Card for another offer of a 0% introductory APR

Earn six points/dollar on JetBlue purchases, two points/dollar at dining establishments and grocery stores. And get one point/dollar on all other purchases.

Details

Spend $1,000 in the first 90 days and pay the yearly fee, and get 40,000 bonus points. New cardholders get a 12 month, 0% initial APR on balance transfers made in 45 days of account opening.

Afterwards, the variable APR on purchases and balance transfers is 17.99%, 21.99% or 26.99%, based on creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.

There is a $99 annual fee for this card. This is a decent one of the business credit card offers 0 APR but mind the annual fee.

Get it here: https://cards.barclaycardus.com/cards/jetblue-card/

Reliable Low APR/Balance Transfers Business Credit Cards

Discover it® Cash Back

Check out the Discover it® Cash Back card. There is a 10.99% introductory APR for six months from date of first transfer. So, this is for transfers under this offer which post to your account by January 10, 2019.

After the introductory APR expires, your APR will be 14.99% to 23.99%. So, this is based on your creditworthiness. Your APR will vary with the market, which is based on the Prime Rate.

Details

You can earn 5% cash back at different places each quarter. So, these are establishments like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs. But this is up to the quarterly maximum each time you activate. In addition, automatically earn unlimited 1% cash back on all other purchases.

You will earn an unlimited dollar-for-dollar match of all the cash back you have gotten at the end of your first year, automatically.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Remarkable Business Credit Cards with No Annual Fee

Uber Visa Card

Check out the Uber Visa Card. Uber is the first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.

The card provides 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, earn 3% back on hotel, airfare and vacation home rentals. And earn 2% back on online purchases.

So, this includes retailers and subscription services such as Uber and Netflix. And get 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly within the app.

By spending a minimum of $500 in the first 90 days, users can earn a $100 sign-up bonus. Cardholders spending at least $5,000 annually are eligible to receive a $50 credit toward online subscription services.

Details

If you pay your cellular phone bill with this card, you are insured up to $600 for cellphone damage or theft.

Cardholders are eligible for exclusive access to specific events and offers. Uber anticipates the majority of these offers to be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.

But there is no introductory rate. The APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.

Also, there are restrictions on Uber credits. To redeem points as credits in the Uber app, accumulate at least 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, in a given day.

Get it here: https://www.uber.com/c/uber-credit-card/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Costco Anywhere Visa® Business Card by Citi

Not taking Uber? Then you’ll want to fill your gas tank somehow. Why not do so with the Costco Anywhere Visa® Business Card by Citi?

This credit card earns cash back with every purchase. Earn 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Get 3% cash back at restaurants and on eligible travel purchases. Also, get 2% cash back at Costco and Costco.com. And earn 1% cash back on all other purchases.

Keep in mind: the $0 annual fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.

Also, there is no sign-up bonus offered with this card.

Get it here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-business-credit-card

United MileagePlus Explorer Business Card

Get a good look at the United MileagePlus Explorer Business Card.

Earn 2 miles/dollar with United and at restaurants, gas stations and office supply stores. All other purchases earn 1 mile/dollar. Earn a 50,000-mile sign-up bonus after spending $3,000 in the initial three months from account opening.

Benefits include priority boarding, a free first checked bag for you and a companion on the same reservation.

Details

Also, get two United Club passes annually. And get hotel and resort perks including upgrades. On top of that, get early check-in and late checkout. And get an auto rental collision damage waiver.

Plus, get baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance. Finally, get trip delay reimbursement, purchase protection, price protection and concierge service.

After the first year, the card has an annual fee of $95. APR of 17.99% – 24.99%, based on creditworthiness.

Get it here: https://creditcards.chase.com/small-business-credit-cards/united-mileageplus-explorer-business

Secure Business Credit Cards for Average Credit

Capital One® Spark® Classic for Business

For fair credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. The card earns an unlimited 1% cash back on all purchases. There is an annual fee of $0.

With this card, you will get benefits including an auto rental collision damage waiver, and purchase security. And you also get extended warranty coverage. And you get travel and emergency assistance services.

But KEEP IN MIND: the ongoing APR is 24.74% variable APR. And the penalty APR is even higher, 31.15%. Also, there is no sign-up bonus.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

The Perfect Business Credit Card Offers 0 APR for You

Your outright best business credit card offers 0 APR will hinge on your credit history and scores.

Only you can pick which features you want and need. So be sure to do your homework. What is excellent for you could be disastrous for others.

And, as always, make certain to build credit in the recommended order for the best, quickest benefits.

 

 

 

The post Get Credit Card Offers 0 APR appeared first on Credit Suite.

The post Get Credit Card Offers 0 APR appeared first on Buy It At A Bargain – Deals And Reviews.

Company Funding Sources

Organisation Funding Sources When you choose to open up an organisation by yourself, many times the enjoyment will certainly have you prepared to introduce your concept immediately, nonetheless something that might be holding you back. You have a number of choices in acquiring much required resources to start to apply your organisation suggestions. This post …

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