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How to Use Beacon Data With Paid Search and Social Campaigns

Beacon technology is the next generation of proximity marketing. If you aren’t using it, you could be falling behind your competitors.

By leveraging the data collected from beacons, marketers have more opportunities to track paid campaigns, deliver personalized messaging to consumers, and improve local SEO.

What’s more, the beacon technology market is exploding, with Statista predicting the market will grow to 56.6 billion U.S. dollars by 2026.

What Is Beacon Technology?

Beacon technologies are small wireless transmitters that send signals to smartphones using Bluetooth technology.

The beacon device contains a CPU, radio, and battery that help it broadcast a constant identifier.

When a nearby mobile device recognizes the identifier, they connect. From there, the beacon carries out whatever action they are programmed to, including sending emails and notifications or ad attribution.

Essentially, beacon technology allows you to communicate with nearby smart devices to improve location-based searching and tracking.

For example, if you have a beacon installed in your store and a customer comes in who clicked one of your Facebook ads, you’ll know exactly how they found you.

Beacons can also nurture customers by sending coupons to users who clicked on an ad or visited your store but failed to make a purchase.

A retailer in a busy mall, for example, could install beacons in a store and connect them to the larger mall ecosystem. From there, you could join localized marketing campaigns and direct ads at customers shopping for similar items in your area.

ELLE Magazine leveraged this strategy in American malls and navigated 500,000 shoppers into their stores.

Beacon Technology for Organic vs. Paid Ad Campaigns

Organic marketing is the act of attracting customers to your business naturally over time. Organic marketing tactics can include SEO, content marketing, social media, and website development.

Paid marketing is when you pay to get your message or product in front of an audience. Examples of paid marketing include Google display ads, Facebook ads, and traditional marketing such as television and print ads.

Beacon technology can be leveraged for both paid and organic strategies. It’s all about what’s best for your business. Let’s look at the benefits and drawbacks of using beacon technology for organic versus paid ads.

Pros of Beacon Technology in Organic Marketing

  • Costs are low: Beacons are usually cheap and require very little maintenance. If you already have a strong content strategy that brings customers into your physical store, you could improve their experience with beacons.
  • Better customer experiences: The best way to retain customers is to make them feel seen. Beacons help you direct personalized messaging that tap into their individual needs.

Cons of Beacon Technology in Organic Marketing

  • It takes time: Organic marketing doesn’t bring immediate results. It takes time to spread your message across the web, pique interest in consumers, and encourage them to come to your store.
  • You need expertise: If you want to be successful, you’ll need a large ecosystem of content already working for you. If you don’t have plenty of content or if it’s not working well, you won’t attract the customers you’re looking for.

Pros of Beacon Technology in Paid Marketing

  • Fast results: If you pay-to-play, you’ll see your results more quickly. For example, sending directed ads to customers in your area gets your product in front of consumers faster.
  • Insight help: If you have the proper tracking systems in place, you’ll be able to understand how or why your customers found your product and then leverage that information to attract new leads. You can also use the data you collect to further tailor your messaging and improve overall reception.

Cons of Beacon Technology in Paid Marketing

  • Costs are high: Paid advertising costs can be high. You need a budget in place to leverage paid marketing with beacon technology.
  • Strategy matters: You need skill and expertise to run effective paid campaigns. Although beacon technology can enhance your ability to track leads, it won’t help unless you know how to use the data.

How Does Beacon Technology Work in Paid Ad Campaigns?

Beacon technology makes it easier to track paid ad campaigns and understand how they impact foot traffic. Beacons also deliver real-time customer data, which makes it easier to see customer’s behaviors and shopping patterns.

Say a customer sees your Google display ad and decides to come into your store to view an item. Your beacon will collect their data from the time they saw your ad until they enter your store.

Likewise, you can use your beacons to gather information to build accurate customer personas and improve your geotargeting.

You can do this by simply walking around your store with your beacon, which will gather consensual user data as you go. Or, install it in your store and gather information on current customers. These personas can help further target paid campaigns and enhance ad spend ROI.

Beacon technology can also improve overall paid metrics. For example, Facebook ads tend to earn a one percent click-through rate. If you’re running a beacon campaign simultaneously, you could see closer to a four percent click-through rate.

Plus, proximity marketing is 16x more effective than Google pay-per-click. This is due to the additional personalization options.

Benefits of Using Beacon Technology for PPC and Paid Social Campaigns

Beacon technology can help drive in-store purchases by sending relevant offers and coupons directly to customers. If they are already in your store, they are interested in your product, so your success rate can be much higher.

You can also drive return visits by sending departure notifications. For example, if a customer just purchased a product from you, send them a coupon to encourage them to visit again.

Beacons also make ad attributions easy to track. You can clearly define when, where, and how an ad was delivered to a customer and see if they used the offer during their visit.

Don’t believe it? Check out these stats.

When Carrefour installed beacons in 28 of its high-traffic Romanian stores, they saw a 400 percent increase in mobile app engagement

Carrfour installed beacons in their stores  to much success

When Allrecipes deployed beacons in their Marc’s grocery stores in Ohio, their mobile view went up to 35.9M per month.

Now, it’s your turn to create a successful beacon campaign.

How to Set Up Beacon Technology for Paid Ad Campaigns

The interaction between beacons and mobile devices is not automatic. Users must consent to have their data tracked and stores.

What’s more, each beacon has a unique identifier, which may contain different types of data—for example, location data, vendor information, store departments, and subregions.

This means setting up your beacons for paid advertising campaigns must be done correctly. Below, we’ll walk you through the process to ensure you get the most out of your beacon technology ad campaign.

Choose a Device and Platform

The first step in setting up your beacon-run paid campaign is to choose a beacon manufacturer and platform.

Here are some of the most popular beacon options on the market.

You’ll also want to define how many beacons you need. This will depend on the size of your store and any barriers that might block the signal.

Some beacons will show you coverage areas like BlueCats does.

Bluecat shows you beacon coversage areas

Once you’ve chosen a beacon, tell your customers to download your accompanying app. This can be done in an email marketing flow that informs customers of potential deals and savings available through your campaign.

Don’t have an app? No problem.

You can leverage a third-party app to guide you.

Here are some popular third-party apps:

Define Your Use Beacon Cases

Like any new technology, you don’t want to do too much and spread yourself too thin.

Choose two or three clear use cases to focus on, such as offering coupons to users who have engaged with your ads in the past or leading users to specific sale items.

Defining your use cases ensures you can adequately track your campaigns and pinpoint your sales. This will help you strategize stronger campaigns in the future.

Design Your Beacon Actions

Start out with a simple, granular action that will deliver measurable results.

Most beacons operate in three ranges of distance and can be programmed to give different messages depending on the range of the customer.

These ranges are:

  • Far: This range works for people walking by or outside your store.
  • Near: This range works when you are in the same room as a beacon.
  • Immediate: This range works when you are just about touching a beacon.

You can also trigger actions when someone moves closer or further from a beacon. For example, you could send a remarketing ad as someone leaves your store, or you can offer them a discount as they walk in.

Most beacons can now be allocated multiple actions in a single beacon. Think strategically about any actions you implement and remember to track your data across all campaigns.

How to Plot and Install Your Beacons

It’s important to strategize where to place your beacons before installing them.

An ideal beacon setup should cover your entire floor plan to ensure all customers are reached. Most beacons have a 10-yard radius and barriers, such as walls or displays, can affect their efficiency.

To avoid this issue, place your beacons higher, so they bypass any barriers.

Keep in mind, most beacons are battery-powered, so you will need to access them after installation.

Once you know where to place your beacons, you can begin installing them.

Installation methods can vary by beacon, so make sure the one you select works with your location.

Test Before You Launch

It’s a good idea to test your beacons on friends or family members before you roll your campaign out to the public.

Look for dead zones and run a few ad sets to make sure they work.

Once you roll out your campaign, consider running beacon-exclusive ad campaigns and collect data from conversions.

From there, refine, retest, and re-execute your campaign.

Measure the Success of Your Beacon Technology Paid Ad Campaigns

Because you’re running paid campaigns, you need to prioritize your tracking systems to ensure the technology is working for your business.

Here are a few important KPIs to measure when running your beacon technology campaigns:

  • Impressions: These tell you how many times your ad has been seen by your customers.
  • Clicks: This tells you how many people have clicked your ad after seeing it.
  • Click-through-rate (CTR): Your impressions and your click-through rate as a percentage.
  • Cost-per-click (CPC): This tells you how much you paid for each click.
  • Quality score: This tells you how relevant your ad content is and how well it’s going to perform.
  • Conversion rate (CVR): This measures how effective your ads are in converting customers.

Beacon campaigns should take all of these KPIs into consideration while running.


If you’re ready to take the leap, beacon-driven campaigns can be incredibly lucrative.

Leveraging beacon technology in your paid campaigns will help you better track your ads, decrease your ad spend, and improve engagement rates, all while delivering unique and exciting experiences to your customers.

Do you want help incorporating beacons or other paid ad strategies into your marketing campaigns? Let’s talk.

How have you had success with beacon technology campaigns?

The post How to Use Beacon Data With Paid Search and Social Campaigns appeared first on Neil Patel.

How to Start an Online Store

Disclosure: This content is reader-supported, which means if you click on some of our links that we may earn a commission.

Are you planning to launch an online store? Your timing couldn’t be better.

The ongoing pandemic has caused online shopping to soar, with most people staying home. 

But that doesn’t take away the challenges involved in launching an online store, especially if you don’t have any ecommerce experience. 

Where do I begin? What can I sell? Where do I source your products from? How do I create an online store? Wait, I’ll need a web host, too?

So many questions!

Don’t worry, though—I have you covered.

In this article, I’ll give you a comprehensive step-by-step guide to help you launch your first online store, making sure you avoid making common and not-so-common mistakes and get your site up and running ASAP.

Are you ready? Let’s begin!

Your 2-Minute Cheat Sheet

Want to skip the details and get a quick cheat sheet? Here you go.

You have to decide what you want to sell and how you’re going to get the products. And while you’re at it, you must also consider the product’s prices, your target audience, and whether or not there is an audience for your product.

After all, why would you want to sell a product nobody wants to buy?

You can choose a product that metaphorically “scratches your own itch.” Or you can also consider buying a product that already exists, improving it, and then doing a better job of marketing it. This is sometimes known as drop-shipping.

I would personally recommend the second option for first-time entrepreneurs as it considerably lowers the risk out of selling.

If you agree, head over to to find suppliers for your chosen product. While Alibaba is one of the more popular marketplaces, it doesn’t mean that there aren’t frauds on the platform.

To make sure you deal with genuine suppliers only, look for the Gold Supplier icon. This indicates that a particular supplier has signed up for a paid membership. Therefore, it’s unlikely for any fraud to have the Gold Supplier icon on their profile.

If you decide to go forward with the supplier, make sure you order sample products to determine the quality you should expect. Don’t forget to discuss payment terms and other details so that you and the supplier are on the same page.

With the products in place, you’ll have to figure out a good name for your brand and check whether a domain name is available. While this sounds incredibly fun, it can quickly turn annoying. 

Keep patient, though. 

Consider your domain name as a long-term investment, and try to come up with the best you can.

Next up, you have to set up your online store platform. Consider selling your products on either Shopify or Amazon—both are equally good.

Finally, work on optimizing your site by including targeted keywords in your product descriptions. This is an excellent way to drive more organic traffic to your website rather than partaking in more cumbersome marketing strategies.

If I’m honest, though, you’ll still need to look for other ways to promote your shop, such as on social media platforms like Facebook and Twitter.

Step 1: Figure Out Your Niche

Since you’re going to set up an online store, you’ll need a product. The very first thing you should do is decide what you’re going to sell and who you’re selling it to. 

Many first-time entrepreneurs make the mistake of not putting enough thought into deciding their niche, which includes the product’s price, the audience to whom the product is aimed, and the market opportunity.

Don’t make this mistake. 

Always remember your product matters the most—both in terms of quality and relevance. You have two options here: you can either create something you need or source something from elsewhere, make it better, and then market it.

I’ll recommend choosing a niche that isn’t already dominated by a few brands. 

Let me explain this with the help of two scenarios.

  • Scenario 1: Your headphones stop working. You want to replace it, so what do you do?

You‘ll either place an order online from sites like Sony, Bose, or Beats. Or maybe visit the physical stores of these brands.

  • Scenario 2: You’ve moved into a new house when you realize that you want decorative lights for your bedroom.

You’ll likely Google “decorative lights for bedrooms“ or “buy decorative lights with free shipping.” 

Do you see the difference in your behavior?

Niches dominated by a few brands aren’t really profitable for first-timers. Trust me, customers don’t even think about alternatives as their brand loyalty kicks in almost immediately. 

Instead, it’s much better to stick with niches and products that don’t have a couple of specific brand names associated with them.

You can also use Amazon to check out the competitors in your niche. Try to identify common features that could help you improve your product. For instance, you can have thick paper notebooks or reinforced steel for bottles. Basically, stuff that will help improve the quality of effectiveness of your products.

Next, you’ll need to work on sourcing the products.

Step 2: Source Products From Alibaba is one of the most popular marketplaces when it comes to sourcing products. Many people in the ecommerce industry already use this site, so it makes perfect sense for you to source your products on this platform, too.

But how do you go about this? Let’s assume you want to sell steel bottles.

Search for “steel bottles.” You’ll now see a list of suppliers selling all kinds of steel bottles at different prices.

Next, you’ll have to contact a few of them to see whether they would be a good match for you. You first need to figure out your requirements before you get in touch with them. Otherwise, you’ll be wasting everyone’s time.

The way to distinguish genuine sellers from frauds is to look for the Gold Supplier mark. Gold Supplier is a paid membership for suppliers on, which indicates that the business is serious about trading with other international companies. 

Take a look at this screenshot:

It shows that this particular supplier has been a Gold Supplier for three years. Since they have to pay for this recognition, you can be sure that they will be serious when negotiating with you.

You must discuss payment terms and minimums and other things so that every detail is explicitly clear to avoid misunderstandings in the future. I’d also recommend ordering sample products before you place a big order to get a better idea of what you’re going to get and the shipping times.

Step 3: Pick a Name for Your Brand and Get a Domain 

Now comes the exciting—and at times frustrating—part of starting an online store: Choosing an appropriate name.

Once you start looking for options, you’ll realize how the best names have already been trademarked and website domains already registered. 

It’s like hitting one dead end after another!

But don’t give in just yet, as finding a good name is an effort well worth the pain (and tears).

Here’s a quick checklist you should follow:

  • It should be easy to spell and concise – three words or shorter.
  • It should have a .com domain
  • It must reflect your chosen niche
  • It cannot be already trademarked by other people—the legal hassle is costly and very troubling.

Take my domain as an example. is short, concise, and reflects my brand. You do not have to use your name. That was just a choice that was right for me.

The good news is there’s an option for you to get a domain without having to pay the registration fee. Most web hosting services offer users a free domain—provided you choose a company that provides this feature like Bluehost or Wix.

I highly recommend this method, as you get free .com domains with full ownership that’ll make you look more professional and credible to your visitors. Plus, if you’re already going to purchase a web hosting plan, why not select an option that offers you a free domain?

Purchasing a web hosting plan, typically as a one, two, or three-year contract, is necessary. Think of the free domain as a bonus to your investment.

The next crucial step is setting up your ecommerce store on a platform that’s easy to use and offers good customer support. 

Step 4: Set up Your Online Store Platform

Shopify and Amazon are two of the most popular and user-friendly e-commerce sites.

You can also use WordPress + WooCommerce if you want. But that’s best for times when you already have a blog with a large audience. This way, you won’t have to put in an extra effort to drive traffic to your ecommerce store. 

Option #1 Setting Up Your Shopify Account

Shopify has over 218 million buyers from 175 countries. So you can imagine the number of people who trust this ecommerce site.

You can start the 14-day free trial to get a feel of Shopify’s features. If you decide to move forward with it, you’ll upgrade to the paid plan.

The first step is to enter a store name, which will also become the default URL to start your trial. For example, if you want your Shopify’s store name to be JoshBeans, your URL will be

If you buy a custom domain (, you’ll be able to get rid of the ‘myshopify’ part.

Complete further instructions as asked. Then you have your own Shopify account.

To customize your store further, visit to select a theme to make your store more on-brand with what you sell and to fit your brand.

What’s more, you can talk to a Shopify Expert if you need help with the technical aspects of setting up your store or find yourself stuck at a specific place.

Option #2 Setting Up an Amazon Account

 You also have the option to display your products on Amazon. 

Go to Amazon and scroll down to the bottom of the homepage. Select Sell on Amazon.

Sign up to become an Amazon seller. You can sign up as an individual seller or a professional seller. In my opinion, it would be better to become a professional seller if you’re in for the long haul.

After setting up and verifying your identity, you can start with listing your products. Before this, make sure you go through the details of the selling process on Amazon.

Then click on Inventory followed by Add a Product. This will open up Amazon‘s catalog, where you’ll have to search for the product you want to sell. 

You can also create a new product listing if you can’t find a suitable option. 

And that’s it! You can now start selling your product on Amazon.

Before you can start listing your products, make sure you have high-quality photos of them, preferably on a white background. Similar to this:

Step 5: Optimize Your Site

If you think customers will come to you just after you launch the website, we have news for you: Not going to happen.

Instead, you need to optimize your website to attract traffic through search engines by targeting SEO keywords in your product descriptions.

Write good copy for every listed product, taking care to mention their USPs and describing them explicitly. 

This will involve you focusing on two primary areas:

  • You have to target your product pages to specific terms that are typically searching for within the platform
  • Work on getting as many five-star reviews you can on your products as possible

The above two tips are instrumental in improving your search terms and reviews, enabling more people to see your products on the platform. This will translate into more sales and revenue for you, which is exactly what we want.


Congratulations! You now have your online store up and running. 

From figuring out what you want to sell and sourcing it to choosing a reliable ecommerce site to display your products, you are now an expert when it comes to launching an online store.

But don’t celebrate too hard—you have to next work on spreading the word about your store to get customers to purchase your product or service. When the money starts rolling in, I’ll be expecting a party.

Here’s wishing you all the luck!

The post How to Start an Online Store appeared first on Neil Patel.

New comment by elxavicio in "Ask HN: Who is hiring? (May 2020)"

Specter | REMOTE | Software Engineering Intern (data)

Specter is looking for a software engineering intern to change the way VCs and investment funds use data to invest in startups. Our customers manage $60BN in assets.

You’ll be working remotely directly with our CTO on taking our engineering efforts to the next level, improving our data sourcing, quality assurance, scalability and performance so we can provide the best data to our customers. Ideally you have worked with NodeJS, Python, MongoDB and PostgreSQL although if you know another technology that can be applied to solve our problems please let us know! For us the “who you can become tomorrow” is more important than the “who you are today”.

So if you are a motivated individual, can work independently, you like to wear many hats and it excites you to create great products. Send us your CV and pitch us why you’d love to work with us at javier at tryspecter dot com

The post New comment by elxavicio in "Ask HN: Who is hiring? (May 2020)" appeared first on Get Funding For Your Business And Ventures.

The post New comment by elxavicio in "Ask HN: Who is hiring? (May 2020)" appeared first on Buy It At A Bargain – Deals And Reviews.

Get Amazing Business Credit Cards With Rewards

Business Credit Cards With Rewards? They Can Be Yours!

Get business credit cards with rewards now.

We checked out a ton of business credit cards with rewards and did the research for you. So, here are our picks.

Per the SBA, company credit card limits are a whopping 10 – 100 times that of consumer cards!

This shows you can get a lot more money with small business credit. And it also means you can have personal credit cards at retailers. So, you would now have an extra card at the same retailers for your business.

And you will not need collateral, cash flow, or financial data to get small business credit.

Business Credit Cards With Rewards: Benefits

Perks can differ. So, make sure to pick the perk you like from this variety of options.

Unbeatable Business Credit Cards With Rewards

Ink Business Preferred ℠ Credit Card

So check this out when you’re looking at business credit cards with rewards. Get a look at the Ink Business Preferred Credit Card from Chase. Cardholders earn 3 points for every dollar spent on travel, shipping, internet, cable, phone and qualifying advertising with the card. So, this is up to $150,000 each year. And all other purchases earn an unlimited one point per dollar spent.

This is a Visa credit card.

Cardholders get benefits like purchase protection, trip cancellation or interruption insurance. They also get cellphone protection. And they get extended warranty coverage. And they get an auto rental collision damage waiver.


Get 80,000 bonus points when you spend $5,000 in the initial 3 months from account opening. There is an annual fee of $95. You can add employee credit cards at no additional cost.

This credit card only offers 3 points per dollar to a limit of $150,000 a year. So, this is for travel, shipping, internet, cable, phone and qualifying advertising. All other purchases earn an unlimited flat rate of one point per dollar. And there is no introductory APR

Get it here:

Terrific Business Credit Cards For Cash Back

SimplyCash Plus Business Credit Card from American Express

Take a look at the SimplyCash Plus Business Credit Card from American Express. There is a $0 yearly fee. And there is a 0% APR on purchases So this is for the initial 15 months an account is open.

But when the introductory period runs out, the APR for purchases is 14.24 to 21.24%. So, this is variable and based on creditworthiness.


This card has several benefits. These include purchase protection, car rental loss and damage insurance. And they also include a baggage insurance plan, extended warranty coverage and a global assist hotline.

Also, get 5% cash back at US office supply stores and on wireless telephone services. So, these must be bought from United States providers. But this pertains to the initial $50,000 of annual spending. Then, you earn 1% cash back.

You also get 3% cash back on spending category of your choice. So, this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending. Then, you earn 1% cash back.

Cash-back bonuses are automatically credited to the customer’s billing statement.

Note: you cannot use this card for balance transfers. There is a foreign transaction fee of 2.7%. The card charges up to $38 in late fees. And the returned check fee is also $38. The penalty APR is 29.99%.

And, it applies if you have two or more late payments within 12 months. It can also apply if you fail to make the minimum payment on time or have a returned payment.

Get it here:

Capital One® Quicksilver® Card

Make sure to check out the Capital One® Quicksilver® Card. It offers flat-rate rewards of 1.5% on all purchases. There are no limits to the amount of cash back rewards that cardholders can earn. Also, the card has a $0 annual fee.

New cardholders have a 0% APR on purchases and balance transfers for the first 15 months after opening the account. Then afterwards they have a 14.74 – 24.74% (variable) APR after that.

A cash bonus of $150 is on offer for those who make a minimum of $500 in purchases in 3 months of account opening.


Also, cash back rewards do not expire for the life of the account. And there is no limit to how much you can earn.

This credit card also offers travel accident insurance. And you get an auto rental collision damage waiver. There are no foreign transaction fees. And there is extended warranty coverage.

Downsides are the flat reward rate, not allowing for any more than that. And the higher APR after the first 15 months.

Get it here:

business credit cards cash back Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Small Business Credit Cards with 0% APR – Pay Absolutely Nothing! A Terrific Alternative to Business Credit Cards With Rewards

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no yearly fee and comes with a 0% introductory APR on purchases for the initial nine months. Afterwards, the card has a 13.24 – 23.24% variable APR

Earn 3 points/dollar spent when you book travel through the Bank of America Travel Center and 1.5 points/dollar on all other purchases. You can get unlimited points and points never expire.


There is a 25,000-point sign-up bonus when you spend $1,000 in the first 60 days of opening up the account. Cardholders get travel accident insurance, and lost luggage reimbursement.

They additionally get trip cancellation coverage, trip delay reimbursement and other perks.

There is no introductory rate for balance transfers. Also, bonus categories are limited.

Get it here:

JetBlue Plus Card

Consider the JetBlue Plus Card for yet another offer of a 0% introductory APR

Get six points/dollar on JetBlue purchases, two points/dollar at restaurants and grocery stores. And get one point/dollar on all other purchases.


Spend $1,000 in the initial 90 days and pay the annual fee, and earn 40,000 bonus points. New cardholders receive a 12 month, 0% initial APR on balance transfers made in 45 days of account opening.

Afterwards, the variable APR on purchases and balance transfers is 17.99%, 21.99% or 26.99%, based upon creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.

There is a $99 annual fee for this card.

Get it here:

Remarkable Business Credit Cards with No Annual Fee – a Great Complement to Business Credit Cards With Rewards

Uber Visa Card

Check out the Uber Visa Card. Uber is the very first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.

The card offers 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, earn 3% back on hotel, airfare and vacation home rentals. And earn 2% back on online purchases.

So, this includes retailers and subscription services like Uber and Netflix. And earn 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly in the app.

By spending a minimum of $500 in the first 90 days, users can earn a $100 sign-up bonus. Cardholders spending at least $5,000 yearly are eligible to receive a $50 credit toward online subscription services.


If you pay your cell phone bill with this card, you are insured up to $600 for cellphone damage or theft.

Cardholders are eligible for exclusive access to certain events and offers. Uber anticipates the majority of these offers will be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.

But there is no introductory rate. The APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.

Also, there are restrictions on Uber credits. To redeem points as credits within the Uber app, accumulate at least 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, per day.

Get it here:

Costco Anywhere Visa® Business Card by Citi

Not taking Uber? Then you’ll want to fill your gas tank in some way. Why not do so with the Costco Anywhere Visa® Business Card by Citi?

This card earns cash back with every purchase. Get 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Get 3% cash back at restaurants and on eligible travel purchases. Also, get 2% cash back at Costco and And earn 1% cash back on all other purchases.

Note: the $0 annual fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.

Also, there is no sign-up bonus available with this card.

Get it here:

Ink Business Cash℠ Credit Card

Check out the Ink Business Cash ℠ Credit Card. Small businesses can earn cash back with every purchase. Spend $3,000 in the first three months from account opening. And you’ll get a $500 bonus cash back.

There is a $0 yearly fee with a 0% introductory APR for 12 months on purchases and balance transfers. After that, the APR is a 15.24 – 21.24% variable.

The credit card features travel and purchase coverage benefits. So, this includes an auto rental collision damage waiver and extended warranty protection.


Earn extra cash back on business categories. So, these include office supply stores, telecommunications, gas stations and restaurants.

Note: this card has a balance transfer fee. Pay 5% of the amount transferred or $5, whichever is more. Also, there is a foreign transaction fee of 3%.

Get it here:

United MileagePlus Explorer Business Card

Get a good look at the United MileagePlus Explorer Business Card.

Get 2 miles/dollar with United and at restaurants, filling stations and office supply stores. All other purchases earn 1 mile/dollar. Earn a 50,000-mile sign-up bonus after spending $3,000 in the initial three months from account opening.

Benefits include priority boarding, a free first checked bag for you and a companion on the same reservation.


Also, get two United Club passes annually. And get hotel and resort perks including upgrades. On top of that, get early check-in and late checkout. And get an auto rental collision damage waiver.

Also, get baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance. Finally, get trip delay reimbursement, purchase protection, price protection and concierge service.

After the first year, the card has an annual fee of $95. APR of 17.99% – 24.99%, based on creditworthiness.

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Starwood Preferred Guest® Business Credit Card from American Express

Another option is the Starwood Preferred Guest Business Credit Card from American Express.

This card is for those who stay at Starwood Preferred Guest and Marriott hotels often. Get six points per dollar of eligible purchases at participating SPG and Marriott Rewards hotels.

And get four points per dollar at US restaurants, American filling stations, and on American purchases for shipping.

Also, get four points to the dollar on wireless telephone services purchased directly from US service providers. For all other eligible purchases, get two points per dollar.


Earn 75,000 bonus points when you spend $3,000 in the first three months of account opening. Benefits include free in-room premium internet access, Sheraton Club lounge access, and purchase protection.

Plus, you get car rental loss and damage insurance. And you get baggage insurance. There is also a global assistance hotline. And there is a roadside assistance hotline. And get travel accident insurance and extended warranty coverage.

The biggest issue is the annual fee. There is a $0 introductory annual fee for the first year, then it’s $95 after that. Plus, there is no 0% introductory APR. Instead, there is a 17.74 – 26.74% variable APR

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Reliable Low APR/Balance Transfers Business Credit Cards

Discover it® Cash Back

Look at the Discover it® Cash Back card. There is a 10.99% introductory APR for six months from date of first transfer. So, this is for transfers under this offer which post to your account by January 10, 2019.

After the introductory APR expires, your APR will be 14.99% to 23.99%. So, this is based on your creditworthiness. Your APR will vary with the market, which is based upon the Prime Rate.


You can earn 5% cash back at different places each quarter. So, these are establishments like gas stations, grocery stores, restaurants,, or wholesale clubs. But this is up to the quarterly maximum each time you activate. Also, automatically earn unlimited 1% cash back on all other purchases.

You will get an unlimited dollar-for-dollar match of all the cash back you have gotten at the end of your first year, automatically.

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Credit Builder Company Credit Cards – Make Your Credit Surge!

Discover it® Student Cash Back

Make sure to look at the Discover it® Student Cash Back card. It has no yearly fee. The credit card also has a six-month introductory period of 0% APR on purchases. And there is an APR of 14.99 – 23.99% variable on all purchases after that period.

One one-of-a-kind feature is that it provides an incentive for scholars to maintain good grades with a $20 statement credit. If scholars earn a GPA of 3.0 or better each school year, the card will award the $20 statement credit every year for up to five years.


Use this credit card to build personal credit. While this is a personal card versus a company card, for new credit users, their FICO scores will be vital. And this card offers an excellent way to raise FICO while also getting rewards.

You can earn 5% cash back at different places each quarter like grocery stores, gas stations, restaurants or up to the quarterly maximum. After that, this card offers unlimited 1% cash back on all purchases.

In the first year, all cash back rewards are matched 100%.

Downsides include a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. And although they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.

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Secure Business Credit Cards for Average Credit

Capital One® Spark® Classic for Business

For fair credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. The card gets an unlimited 1% cash back on all purchases. There is an annual fee of $0.

With this card, you will get benefits including an auto rental collision damage waiver, and purchase security. And you also get extended warranty coverage. And you get travel and emergency assistance services.

But KEEP IN MIND: the ongoing APR is 24.74% variable APR. And the penalty APR is even higher, 31.15%. Also, there is no sign-up bonus.

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business credit cards cash back Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Small Business Credit Cards for Luxurious Travel Points

Capital One® Spark® Miles for Business

Be sure to check out the Capital One® Spark® Miles for Business card. So, with this card, you can earn 2 miles per dollar on all purchases. When you spend $4,500 within the first 3 months of opening an account, you can earn 50,000 miles. So, that is worth $500 in travel.

Benefits for cardholders include an auto rental collision damage waiver, and purchase security. And they also include extended warranty coverage. And you get travel and emergency assistance services.

Cardholders will pay $0 introductory for first year. But they will pay $95 after that for the annual fee.

There is no 0% APR for purchases or balance transfers with this card. The APR is 18.74% (variable).

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biz credit cards Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

IHG ® Rewards Club Premier Credit Card

Consider the IHG ® Rewards Club Premier Credit Card. it earns hotel rewards worldwide. For each dollar spent at participating IHG hotels, get 10 points. Earn two points per dollar spent at gas stations, grocery stores and restaurants.

And all, other purchases earn one point. New cardholders can get an 80,000-point sign-up bonus when they spend $2,000 in the first three months of account opening.


This card provides a free one-night hotel stay annually. Plus, there is a range of benefits like travel and purchase coverage and an upgrade to Platinum Elite status with the IHG Rewards Club. The club offers complimentary room upgrades when available and guaranteed room availability.

The biggest issue is that the card does not offer a zero percent APR introductory rate. And the standard APR is 17.99 – 24.99% variable. Also, the annual fee is $89.

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Marriott Rewards® Premier Plus Credit Card

This credit card earns six points/dollar spent at participating Marriott and SPG hotels. And get two points/dollar on all other purchases.

Spend $3,000 in the first three months from account opening and get two free night awards (each worth up to 35,000 points).

Cardholders get access to perks including a free one-night stay yearly after account anniversary. Also get travel and purchase protection. So, this includes free standard in-room Wi-Fi and priority late checkout.


Perks include baggage delay reimbursement, and lost luggage reimbursement. There is also trip delay reimbursement. And there is purchase protection. In addition, there are concierge service and automatic Silver Elite status, which includes a 20% bonus on points.

Spend $35,000 each account year, and get an upgrade to Gold Elite status. So, that includes a complimentary room upgrade, free daily breakfast and 4 PM late checkout.

So there is an annual fee of $95. The APR is a 17.99– 24.99% variable.

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Ironclad Secured Credit Cards

Wells Fargo Business Secured Credit Card

Look at the Wells Fargo Business Secured Credit Card. It charges a $25 yearly fee per credit card (up to 10 employee cards). It also requires a minimum security deposit of $500 (up to $25,000) and it is meant to help cardholders develop or rebuild their credit.

Pick this card if you wish to get 1.5% per dollar in purchases with no limits or get one point for every dollar in purchases. You also earn 1,000 bonus points for every month your company makes $1,000 in purchases on the card.


Also, you get free FICO scores every month. There are no foreign transaction fees. So it is possible to upgrade to unsecured credit. Your account is regularly reviewed. And you may become eligible for an upgrade to an unsecured card with responsible use over time. Approval is not guaranteed and depends on factors including how you manage this and your other accounts.

APR is the current prime rate plus 11.90%. There is no introductory APR period and no sign-up bonus. This is not a credit card for balance transfers.

So, get it here:

The Perfect Business Credit Cards With Rewards for You

Your outright best business credit cards with rewards will hinge on your credit history and scores.

Only you can select which features you want and need. So, make sure to do your homework. What is outstanding for you could be disastrous for other people.

So, as always, be sure to develop credit in the recommended order for the best, quickest benefits.

The post Get Amazing Business Credit Cards With Rewards appeared first on Credit Suite.

Organisation Funding Sources

Company Funding Sources

When you determine to open up a service by yourself, oftentimes the enjoyment will certainly have you prepared to release your concept right now, nonetheless one point that might be holding you back. You have a number of alternatives in obtaining much required resources to start to apply your company concepts. This post will certainly consist of some concepts you can utilize to discover financing for your organisation and also start to make the resources you require to expand.

Where can you start to locate financing resources for your service to obtain funding? Periodically, some individuals will certainly obtain fortunate as well as be able to discover a loan provider within their family members or good friends to start a company.

One more exceptional method is to examine any type of kind of bank loan your federal government might provide. Numerous federal governments will certainly use brand-new entrepreneur lendings for service launch, or calamity help and also training. With the rapid expanding net populace there has actually been web sites that have actually been produced that permit customers and also lending institutions to come with each other in initiatives of beginning up an organisation.

An additional concept is to look for financial backing companies; these are sorts of economic organisations that gathers all companions sources as well as utilize these funds in initiatives to assist a brand-new company entrepreneur being their company. Furthermore, explore your residence equity, these sorts of car loans commonly called a bank loan, enables you to obtain cash from an organization by utilizing the equity consisted of within your house as a type of security.

Credit score cards and also angel capitalists are 2 various other kinds of financing resources you can check out. If you have sufficient of a credit rating restriction as well as the methods to pay it, utilizing your individual credit score card can be a really appealing financing resource; this generally functions. With charge card, you will certainly wish to be exceptionally cautious in operation them for your service endeavor and also make certain that you stay on top of the marginal repayments at the very least; or else, you might wind up harming your credit report and also its score.

Angel capitalists are normally retired execs or local business owner, which are especially there to assist you begin your service. These angel capitalists normally can supply you starting funding over of what any type of various other financing resource can. Typically, these car loans can begin at $20,000 completely approximately around 2 million.

Where can you start to discover financing resources for your organisation to acquire resources? Several federal governments will certainly use brand-new service proprietors lendings for service begin up, or catastrophe support and also training. With credit score cards, you will certainly desire to be incredibly cautious in utilizing them for your organisation endeavor as well as make certain that you maintain up with the very little repayments at the very least; or else, you might finish up harming your credit scores and also its score.

Angel financiers are commonly retired execs or organisation proprietors, which are particularly there to aid you begin your organisation.

The post Organisation Funding Sources appeared first on ROI Credit Builders.

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