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Get Zero Percent Business Credit Cards

Get the Best Zero Percent Business Credit Cards Now

We investigated a lot of zero percent business credit cards for you. So, here are our choices.

Per the SBA, business credit card limits are a massive 10 – 100 times that of personal credit cards!

This reveals you can get a lot more cash with corporate credit cards. And it also reveals you can have personal credit cards at stores. So, you would now have an extra card at the very same stores for your small business.

And you will not need collateral, cash flow, or financials to get small business credit.

Zero Percent Business Credit Cards: Benefits

Benefits can vary. So, make certain to select the benefit you would like from this choice of alternatives.

Zero Percent Business Credit Cards with a 0% Introductory APR

Blue Business® Plus Credit Card from American Express

Check out the Blue Business® Plus Credit Card from American Express. It has no yearly fee. There is a 0% introductory APR for the initial year. After that, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on everyday company purchases like office supplies or client dinners for the first $50,000 spent each year. Get 1 point per dollar afterwards.

You will need great to superb credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/ 

American Express® Blue Business Cash Card

Also take a look at the American Express® Blue Business Cash Card. Keep in mind: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. But its rewards are in cash rather than points.

Get 2% cash back on all eligible purchases on up to $50,000 per calendar year. Then get 1%.

It has no annual fee. There is a 0% introductory APR for the initial 12 months. Afterwards, the APR is a variable 14.74 – 20.74%.

You will need good to superb credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/ 

Zero Percent Business Credit Cards with No Yearly Fee

Zero Percent Business Credit Cards with No Yearly Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Take a look at the Ink Business Unlimited℠ Credit Card. Past no annual fee, get an introductory 0% APR for the initial 12 months. Afterwards, the APR is a variable 14.74 – 20.74%. 

You can earn unlimited 1.5% Cash Back rewards on every purchase made for your business. And get $500 bonus cash back after spending $3,000 in the initial 3 months from account opening. You can redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. You will need excellent credit scores to qualify for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited

Get Zero Percent Business Credit Cards Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Zero Percent Business Credit Cards for Cash Back

Zero Percent Business Credit Cards with Flat-Rate Rewards and No Annual Cost

Discover it® Business Card

Have a look at the Discover it® Business Card. It has no yearly fee. There is an introductory APR of 0% on purchases for 12 months. After that the regular APR is a variable 14.49 – 22.49%. 

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimum spend requirement.

You can download transactions| conveniently to Quicken, QuickBooks, and Excel. Keep in mind: you will need great to outstanding credit scores to get this card.

https://www.discover.com/credit-cards/business/

Bonus Categories

Ink Business Cash℠ Credit Card

Check out the Ink Business Cash℠ Credit Card. It has no annual fee. There is a 0% introductory APR for the initial twelve months. Afterwards, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the first three months from account opening.

You can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on web, cable, and phone services each account anniversary year. 

Get 2% cash back on the first $25,000 spent in combined purchases at filling stations and restaurants each account anniversary year. Get 1% cash back on all other purchases. There is no restriction to the amount you can get.

You will need exceptional credit to get approval for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF 

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Check out the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the initial 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Get 2% cash back on dining. So this is for the first $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.

You will need excellent credit scores to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/ 

Flat-Rate Rewards

Capital One ® Spark® Cash for Business 

Have a look at the Capital One® Spark® Cash for Business. It has an introductory $0 yearly fee for the initial year. Afterwards, this card costs $95 per year. There is no introductory APR offer. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the first 3 months from account opening. Get unlimited 2% cash back. Redeem any time without minimums.

You will need good to excellent credit to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/

Get Zero Percent Business Credit Cards Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Zero Percent Business Credit Cards for Jackpot Rewards That Never Expire

Capital One® Spark® Cash Select for Business

Take a look at the Capital One® Spark® Cash Select for Business. It has no yearly fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can earn. And get a one-time $200 cash bonus as soon as you spend $3,000 on purchases in the first three months. Rewards never expire.

Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR after that.

You will need great to superb credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Zero Percent Business Credit Cards for Lavish Travel Points

No Annual Fee

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no yearly fee while still getting travel rewards, take a look at this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the first nine billing cycles. Afterwards, its regular APR is 13.74 – 23.74% variable.

You can get 30,000 bonus points when you make at least $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Earn unlimited 1.5 points for each $1 you spend on all purchases, everywhere, every time. And this is despite how much you spend.

Likewise earn 3 points per every dollar spent when you reserve your travel (car, hotel, airline) with the Bank of America® Travel Center. There is no limit to the number of points you can get and points do not expire.

You will need exceptional credit scores to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Have a look at the Capital One® Spark® Miles for Business. It has an introductory yearly fee of $0 for the first year, which after that rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is great for travel if your expenses don’t come under conventional bonus categories. You can get unlimited double miles on all purchases, without any limits. Earn 5x miles on rental cars and hotels if you book with Capital One Travel.

Get an initial bonus of 50,000 miles. That’s the same as $500 in travel. However you only get it if you spend $4,500 in the initial 3 months from account opening. There is no foreign transaction fee. You will need a great to excellent FICO score to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

Get Zero Percent Business Credit Cards Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Bonus Travel Categories with a Sign-Up Offer

Ink Business Preferred℠ Credit Card

For an excellent sign-up offer and bonus categories, take a look at the Ink Business Preferred℠ Credit Card. 

Pay an annual fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.

Get 100,000 bonus points after spending $15,000 in the first 3 months after account opening. This works out to $1,250 toward travel rewards if you redeem via Chase Ultimate Rewards.

Get 3 points per dollar of the first $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.

You can get 25% more in travel redemption when you redeem for travel via Chase Ultimate Rewards. You will need a great to outstanding FICO score to qualify.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/business-preferred

Hotel Credit Card

Marriott Bonvoy Business™ American Express® Card

Have a look at the Marriott Bonvoy Business™ Card from American Express. It has a yearly fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need good to excellent credit to get this card.

Points

You can earn 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the first three months. Get 6x the points for eligible purchases at participating Marriott Bonvoy hotels. You can get 4x the points at US restaurants and gasoline stations. And you can get 4x the points on wireless telephone services purchased straight from American service providers and on US purchases for shipping.

Get double points on all other eligible purchases.

Rewards

Also, you get a free night every year after your card anniversary. And you can earn another free night after you spend $60,000 on your card in a calendar year.

You get Marriott Bonvoy Silver Elite status with your Card. Plus, spend $35,000 on eligible purchases in a calendar year and earn an upgrade to Marriott Bonvoy Gold Elite status through the end of the next calendar year.

Plus, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.

Find it here: https://creditcard.americanexpress.com/d/bonvoy-business/

The Very Best Zero Percent Business Credit Cards for You

Your straight-out best zero percent business credit cards hinge on your credit report and scores.

Just you can pick which features you want and need. So, ensure to do your homework. What is outstanding for you could be disastrous for another person.

And, as always, make certain to develop credit in the advised order for the best, fastest benefits.

The post Get Zero Percent Business Credit Cards appeared first on Credit Suite.

House Flipper Financing

Looking for House Flipper Financing?

Fixing and flipping houses is expensive. You have to lay out a lot of cash for rehab, repairs, and improvements. Your payoff, if it comes, can be months or years later. But house flipper financing can help.

Flipping is a lot of physical and manual labor, because if you paid contractors, you wouldn’t make any money! High tax bills can come with flipping, due to short term capital gains. See flippingprosperity.com/why-flipping-houses-is-a-bad-idea.

You Need House Reseller Funding

There are several ways you can get money to fix and flip houses. These methods can help. You can smooth out the inevitable financial highs and lows that come with flipping. You won’t be dipping into your personal savings as much.

Try a Home Equity Loan for House Flipper Financing

Do you currently own a home beyond the house you intend to flip? A home equity line of credit (HELOC) is a potential source of funding. Home equity lines of credit are secured by your house, so you can get financing at a low interest rate.

HELOCs are based on the equity you have in your home. This is the value of your home minus what you owe on the mortgage. You can tap into a HELOC if you have at least 20% equity in your home, and you can borrow up to 85% of the home’s equity.

Demolish your funding problems with 27 killer ways to get cash for your business. Get money even during the worst of a recession.

Try an Investment Property Line of Credit for House Reseller Funding

If you own a rental property, you may be able to take advantage of an investment property line of credit. Like a HELOC, you can borrow against your investment property’s equity. Again, the property serves as collateral.

To qualify for an investment property line of credit, you often need good to excellent credit. Plus you need to have a history of successful real estate investments. In general, you must own the property for at least one year before you are eligible.

Try a Business Line of Credit for House Flipper FinancingHouse Flipper Lending Credit Suite

Speaking of lines of credit, if you’re an experienced flipper and have a history of completed deals and profits, another financing option is a business line of credit. With a business line of credit, you get access to a revolving credit line. You can use up to a set amount, but you only make payments and pay interest one the amount you actually use.

Business lines of credit are especially useful for home flippers. This is because you can use it again and again if and when issues pop up. Another option is to tap into it when you tackle your flip. Most banks offer business lines of credit, but you generally need to have excellent credit and a stable history of flipping success to qualify.

Try Seller Financing for House Flipper Financing

With this approach, you work with the seller to come up with a payment plan, and to create a contract. You make payments directly to the seller on an agreed-upon schedule, based on a price you both set with interest. But it is not regularly available.

Seller financing poses more risk to the original property owner. As a result, you often pay a higher interest rate, and have a shorter repayment term than with other loans.

Try a Bridge Loan for House Flipper Financing

With a bridge loan you can cover the gap between when you want to buy a property, and when you can secure long-term financing. It can help you cover the cost of the down payment on your next flip, and then you can focus on finding another financing option, like a traditional mortgage, to pay for the rest.

Bridge loans are generally secured by collateral, so you can qualify for a loan with a lower interest rate, versus some other financing options. They are often easier to qualify for than other loans.

Try a Cash Out Refinance Loan for House Flipper Financing

This is a financing strategy where you refinance an existing property, to fund your flip’s purchase or renovations. Use your current home’s equity to take out a new loan and pay off the existing mortgage, and you can use anything left over to finance your flip.

For a cash out refinance loan to work best, you need to have 30% to 40% equity in your home. Otherwise, this approach is not cost-effective. So don’t bother unless you have that kind of equity in your home.

Try a Permanent Bank Loan/Online Mortgage for House Flipper Financing

If you want to buy a home that you can stay in for five years or more while you renovate it, then a regular mortgage with a fixed interest rate from a bank or credit union is likely the best idea. You qualify for lower interest rates than you’d get with other financing options and have up to 30 years to make payments on the loan.

You must have enough money saved for a down payment, and good to excellent credit, and a stable income, to qualify for a mortgage.

Demolish your funding problems with 27 killer ways to get cash for your business. Get money even during the worst of a recession.

Try a Hard Money Loan for House Reseller Financing

If you are an experienced investor who has completed a few flips before, or you have poor credit, or you having troubles other financing options, try a hard money loan.

With a hard money loan, you work with non-bank lenders, these can be individuals or online lenders, in order to get the money you need.

Hard money lenders often have less stringent eligibility requirements. So you can qualify for financing even if your credit score isn’t great. You can often get the money fast. But note hard money loans tend to have higher interest rates than other types of loans, and they often have shorter repayment terms. See nav.com/blog/fix-and-flip-loans-306111.

Did You Know that Credit Suite Offers House Flipper Financing?

Enjoy a quick closing and high loan-to-values with our rehabilitation loans. Rehab loans are tailored for the real estate investor who wants to purchase, rehab, and flip residential properties. Using the property as collateral, funds are available for short-term residential renovation projects that most traditional banks and credit unions won’t approve.

You can Get Approved for House Reseller Financing Through Credit Suite

There are three main elements lenders are looking at to approve you for this program. You should have prior and recent flipping experience. Lenders will ask you to list your recent projects verifying that you have recent experience of selling 2 homes or more. Lenders will verify that you have average credit. You can be approved with credit scores as low as 640 long as you don’t have any recent severe negative credit items on your report.

The last element lenders are looking at to approve you for this program is, you should be liquid. Lenders want to see that you have money in the bank, and you will be required to put funds into an escrow account for security. The amount of liquid funds varies based on project, but you should only apply if you have at least $30,000 in liquidity now. So you can be approved, even with average credit, as long as you have some flipping experience and money in the bank.

Demolish your funding problems with 27 killer ways to get cash for your business. Get money even during the worst of a recession.

Check Out These Terms for House Reseller Financing Through Credit Suite

Get approval for 100% of the financing you need to buy and rehab residential properties. Lenders will verify that the amount you are requesting is 65% or less of after-repair value of the property. You can be approved for a short-term loan of 6 months and can also get extended terms upon request. There is no prepayment penalty, so you can sell the home faster and pay off the entire loan without any cost to you whatsoever.

Check Out the Benefits of House Reseller Financing Through Credit Suite

Get 100% of funds to purchase and rehab property. Pay no application fees. A simple application is all that’s needed for approval. Get approved with average credit and enjoy 48-hour pre-approval.

Application to funding in 3 weeks or less. Pay rates of 8 – 18% based on risk. Get financing for multiple homes. Get loans starting at $25,000. Apartment rehab financing is available.

Here are Details of House Reseller Financing Through Credit Suite

Get approved for $25,000 – $2 million. Average credit is accepted. The property serves as the collateral. But note financials are required.

House Reseller Financing: Takeaways

House resellers have several options when it comes to getting funding. Option eligibility may depend on credit score, and often your experience with flipping. Credit Suite offers house reseller financing. Get money fast, and at great rates. Let’s take the next step together.

The post House Flipper Financing appeared first on Credit Suite.

How to Effectively Use Memes in Your Content Marketing

Did you know that archeologists have traced the origin of the meme back to the year 3 B.C.? Memes, a term coined by evolutionary biologist Richard Dawkins in 1976 to describe how ideas replicate, mutate, and evolve, are a way to carry a shared idea or trend to engage a target group. Over time, different …

The post How to Effectively Use Memes in Your Content Marketing first appeared on Online Web Store Site.

The post How to Effectively Use Memes in Your Content Marketing appeared first on ROI Credit Builders.

Various Types of Lenders

Various Types of Lenders According to Carrier Reeder, financial obligation consultant: The most vital kind of funding is mortgage and also as in various other instances the option of loan providers are tremendous. She evaluations the different kinds of fundings offered as well as the alternatives provided by them. The numerous kinds of loan providers …

The post Various Types of Lenders appeared first on Buy It At A Bargain – Deals And Reviews.

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