Monday, February 15th, 2021

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5 Ways to Share the Love With an Air Miles Business Credit Card

There are so many options for business credit cards out there, it can be completely overwhelming to figure out which ones will work best for your business.  First, you have to figure out what you actually qualify to get.  Then, you have to determine if you need cash back rewards, dining rewards, an air miles business credit card, hotel rewards, or whatever other option you may have. 

Love Your Business and Yourself With an Air Miles Business Credit Card

If your credit is good, you are going to have lots of rewards options.  The thing is, you want to pick the card with the best rates and terms that has the most useful rewards option for you. Sometimes it’s a no brainer, and sometimes it’s not.  If you travel a lot for business, an air miles business credit card may be the perfect way to show your business some love. 

Here are 5 ways to love your business and share the love with air miles you earn from your business credit card. 

air miles business credit card Credit Suite

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

  1. Save on Business Travel

It seems obvious, but many business owners do not realize how much of a savings this can be if used properly.  If you use your card frequently and earn the most miles possible, you could feasibly save thousands of dollars a year in business travel.  Of course, you would need to determine if you travel enough to make this the most profitable choice when compared to whatever other choices you have.  If you do not travel for work frequently but you do frequent business dinners, dining rewards may work better. 

If you travel often though, the savings from an air miles business credit card could be significant.

  1. Save on Personal Travel

Here is an exciting truth.  You do not have to use air miles from a business credit card for business travel.  That means you can earn air miles on business purchases and then use them for personal travel.  

If you do a lot of personal travel, or if you want to travel, this is a way you can use an air miles business credit card to show yourself some love.  Business expenses are typically large enough to earn lots of miles, which can relate to major vacation savings for you.  So, even if you do not travel a lot for business, this could be a good option. 

  1.  Get New Clients

Here’s another tip.  You do not have to use miles earned from an air miles business credit card on yourself.  You can use them to purchase a ticket for someone else. Therefore, if you need to fly in a potential client or customer for a meeting, you can cover that expense with air miles. 

This can happen in a couple of ways.  You can transfer air miles to someone else, but there are usually limits on how many, and there are fees. You can also purchase a ticket for someone else directly through your air miles account.  This usually will be the option that offers the most savings, but do your research to be certain it works best in your situation. 

  1. Keep Current Clients

In danger of losing a current client? Need to show them some love to get them to stick around? Air miles and free travel can be a great incentive.  Or, if you just want to show some good will toward all your customers in general, you could do a giveaway.  Offer a round trip ticket for two for Valentine’s Day to a lucky winner!

  1. Reinvest

Now, what do you do with all that savings? Reinvest in your business!  Every penny you save is money you can put back into your business to grow and expand. 

air miles business credit card Credit Suite

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

What Are The Best Air Miles Credit Cards ? 

It’s hard to say.  There are tons to choose from. The one that will work best for you and your business will depend on a number of factors.  You need to research all of your options and make an informed decision.  Remember also that limits, fees, interest rates, bonuses,  and other details can change frequently, so be sure to check with your credit card company now and then to see where you stand. 

Here are some options to consider. 

Capital One ® Spark® Miles for Business

The Capital One ® Spark® Miles for Business card has an initial annual cost of $0 for the first year. After that, it rises to $95. The regular APR is 20.99%.  Of course, this is variable due to the prime rate. 

Amazingly, you can get unlimited double miles on all purchases, with no restrictions. Earn 5x miles on rental cars and hotels if you book via Capital One Travel.

Furthermore, you can get an introductory bonus of 50,000 miles. Of course, you do have to meet the minimum spend requirement of $4,500 in the first 3 months after opening the account.However, this is a fairly low hurdle compared with the spending that can be required from other credit cards.

Ink Business Preferred ℠ Credit Card

Another great option is the Ink Business Preferred ℠ Credit Card. You pay a yearly fee of $95, and the regular APR is 15.99- 20.499%, variable. Sadly, there is no introductory APR deal.

Get 100,000 bonus points after spending $15,000 in the first three months after account opening. This works out to $1,250 toward travel rewards if you redeem through Chase Ultimate Rewards.

Also, get 3 points per dollar of the first $150,000 you spend with this card. That includes purchases on travel, shipping, internet, cable, and phone services. Plus, it includes marketing purchases made with social media sites and search engines. 

You can get 25% more in travel redemption when you redeem for travel via Chase Ultimate Rewards. 

Bank of America ® Business Advantage Travel Rewards World MasterCard® credit card

For no yearly fee while still getting travel rewards, check out this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases throughout the first 9 billing cycles. Afterwards, its regular APR is 12.24- 22.24% variable.

You can get 30,000 bonus points when you make a minimum of $3,000 in internet purchases within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

air miles business credit card Credit Suite

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

Get unlimited 1.5 points for every $1 you spend on all purchases, anywhere, each time, no matter how much you spend.

Also earn 3 points per every dollar spent when you reserve your travel with the Bank of America ® Travel Center. There is no limit to the number of points you can get and points do not expire.

Even better, you can earn up to 75% more points on every purchase if you have a corporate checking account with Bank of America and qualify for Preferred Rewards for Business.

An Air Miles Business Credit Card Is a Great Way to Show Your Business, and Yourself, Some Love

If you qualify for an air miles business credit card, it can be a great tool.  It’s a way to handle business expenses and save money at the same time. However, this only works if you tend to travel frequently, either personally or for business.  Or, of course, if you can use the miles as an incentive of some sort. 

If you do not qualify, it may be time to do something about that. Try asking a business credit expert for help.  You will be glad you did. 

The post 5 Ways to Share the Love With an Air Miles Business Credit Card appeared first on Credit Suite.

Bluehost Review

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Bluehost enables you to get a website up and running in no time. It’s a reputable web host used by millions to host their online projects, start businesses, and create something new. What makes Bluehost so special? For one, it offers you a free domain name upon signing up, and you can get started with hosting for as little as $2.75 per month. Bluehost offers these and many other features at an affordable price makes it the hosting provider on the market that provides the best value for your money. 

Bluehost Compared to The Best Web Hosting Services

Bluehost lets you get on a shared hosting plan at an entry-level price. If you’re diving into creating a website as a first-timer, Bluehost is a safe and affordable option that, as I mentioned before, also lets you have a free domain name as part of their deal. This is a nice perk that sets it apart from the rest, along with its customer support options and affordable additional hosting tiers. 

We couldn’t name Bluehost as the hosting provider that gives you the best value for your money without seeing how it measured up to other providers on the market. To help us determine which hosting provider was genuinely worth your time, we compared dozens of competitors and narrowed it down to the top six choices. See all of our top picks to get a more detailed overview of each one and a buying guide.

Who is Bluehost Best For?

Bluehost is ideal for beginners that are starting a website for the first or second time. Say you’re a blogger getting started in your niche, Bluehost enables you to get an easy start without sweating all the technical details.

Along with their customer support features and easy to navigate cPanel, Bluehost ensures your learning curve is as small as possible and gets your site publicly available to the world with plenty of uptime. On the other hand, if you’re looking to start an ecommerce business with tons of products and need the best site speed and dedicated hosting, you might want to look at other options first.  

Bluehost: The Pros and Cons

Pros

24/7 customer support: Not every company can boast 24/7 customer support, especially at such a low entry-level price. Bluehost’s customer support is there for you as you start your site, and anytime you need extra support troubleshooting site errors that are bound to happen.

One year of a free domain: Possibly one of Bluehost’s most appealing features is the free domain name you get for a whole year. This eliminates the extra step of going through a third-party domain seller or investing more money at your site’s beginning. 

Free SSL certificate: An SSL certificate, otherwise known as Secure Sockets Layer certificate, makes sure to authenticate the identity of your website and encrypts important site information. In other words, it’s a must-have for any site you publish. Thankfully, Bluehost provides SSL certification for free.  

Quick site setup: With Bluehost, you can easily get your site up and running in no time with their intuitive and guided step-by-step setup. And if you happen to run into any trouble, you can tap into their chat support feature in real-time. 

Beginner-friendly: Bluehost is ideal for anyone venturing into creating and maintaining a website for the first time. This is because there isn’t a need for advanced web management knowledge or coding when you set up your site through it. To sweeten the deal, they’ve partnered with WordPress and ensured that installing WordPress is a seamless part of the process.  

Cons

Charges for site migrations: Admittedly, when it comes to migration perks, Bluehost isn’t necessarily your best bet. If you want help migrating your site, Bluehost charges at least $149 to migrate your site to or from another platform. 

Not the best fit for high traffic sites: If you’re wanting to scale an already high traffic site and need hosting to meet those specific needs, an entry-level Bluehost plan isn’t going to cut it. You can always upgrade to their more expensive managed WordPress tiers, which we’ll get into below. 

Bluehost Pricing

Bluehost offers several pricing tiers that are pretty clear cut. But after going through them here, you’re still unsure which one can work best for you, reach out to them for a free consultation.

It’s worth noting the price points for each shared hosting tier I review here are only if you purchase a 36-month hosting plan upfront. If you decide to go with a 12 or 24-month plan, the monthly amounts change accordingly.

Going with a month to month plan will also mean your monthly hosting fee will be a tad more expensive. Regardless, Bluehost still stands as the most affordable and value-filled plan you can choose, especially as a beginner.

Now, here’s how each shared hosting tier breaks down along with its value.

Shared Hosting

A shared hosting Bluehost plan is hands down one of the easiest ways to get started building your site. You can start with the Basic plan for $2.95, which is good to create one site with 50 GBs of space. That’s generous when you consider they also include free CDN and a free SSL certificate. 

It doesn’t stop there. Are you running a few websites? Then you’ll want to try the Plus tier at $5.45 per month. It includes everything in the basic plan tier, plus the ability to host and manage an unlimited number of sites, and you’ll get access to Office 365 for 30 days. Not bad. It’s the most convenient tier if you want to reliably start more than one site from scratch without too much overhead cost. 

Their most recommended tier, and the one that gets you the most bang for your buck under the shared hosting plan, is the Choice Plus tier at $5.45 per month with added security features.

You get everything in the first and second tier, plus free domain privacy and free automated backup for a whole year. Since internet security is a growing concern in the online world and the price for this tier is the same as the Plus option, this is the clear winner in my book as far as affordable shared hosting plans are concerned. Added security features can only ever be a plus. 

Finally, if you’re looking for a bit more than that, consider the Pro tier, sitting at $13.95 a month. With this plan, you’ll get additional CPU resources as well as a free dedicated IP. 

As you can see, Bluehost goes out of their way to personalize each tier, so they’re useful in covering what you need. I recommend you take some time to comprehensively look through each tier and its offerings to get the best deal according to your goals. 

VPS Hosting

VPS, or virtual private server hosting, is when hosting is within a shared server but acts as a dedicated virtual space for your site. VPS hosting has become very popular, as it is less expensive than dedicated hosting but gives you better security and potentially better performance than shared hosting.

Guaranteed resources are the name of the game when it comes to Bluehost’s VPS Hosting options. They stack up against competitors well, as they charge you only $18.99 for the standard VPN feature. This includes 2 GB of RAM and an additional 1 TB of bandwidth.

Guaranteed resources are the name of the game when it comes to Bluehost’s VPS Hosting options. They stack up against competitors well, as they charge you only $18.99 for the standard VPN feature. This includes 2 GB of RAM and an additional 1 TB of bandwidth.

Looking through each Bluehost offering, it’s clear they’ve positioned themselves as a beginner-friendly web host, but they also burn the candle at both ends by offering affordable dedicated and VPS hosting. That’s a double win as far as hosting you can rely on if you ask me. 

Dedicated Hosting

The standout benefits of dedicated hosting are security, privacy, and even more control all around. If you know you’ll want the best of the best to host your site for scale and reliability, then a Bluehost dedicated hosting plan is the way to go.

Is your site growing rapidly? Do you see more traffic coming in day after day? Here’s where you’ll want to look into dedicated hosting, yet another reliable Bluehost plan.

To illustrate the power of a dedicated hosting plan, they start you off at a whopping 500 GB of storage space, 4 GB of RAM, and 5 TB of bandwidth for only $79.99 a month. This puts Bluehost as a premium contender in the market, even for their pricier hosting tiers. 

Managed WordPress Hosting

This is an all-in-one managed platform that scales to any demand your website has. All pricing plans for managed WordPress hosting through Bluehost include incredibly fast speeds, marketing tools, and multi-tiered security features.

The most dynamic hosting tier Bluehost offers is it’s managed WordPress option. You can either go with the Build, Grow, or Scale option. Each one offers a different hosting package to fit what you’re looking for. To make the best choice if you decide to go with a managed WordPress option, you’ll want to base your decision on the amount of traffic they’re each appropriate for. 

Each plan comes equipped with plenty of helpful features built to help your site grow. This means storage space starting at 20 GBs, access to over 200 global servers, scheduled backups, staging environments, and free SSL certification, just to name a few.

What differentiates each managed tier is ultimately their traffic capacity. Here’s a quick overview:

  • Build – $19.95 a month, best for 50,000 monthly visitors
  • Grow – $29.95 a month, best for 150,000 monthly visitors
  • Scale – $49.95 a month, best for 500,000 monthly visitors

Breaking it down by traffic makes it easy to choose a managed WordPress hosting plan that’ll give you peace of mind and plenty of site uptime. 

Bluehost Offerings

At this point, you’ve learned about Bluehost’s hosting pricing. But the fun doesn’t stop there. In addition to the hosting plans, Bluehost has other services.

Hosting

Unsurprisingly, shared hosting is Bluehost’s most popular hosting deal because it lets you get your foot in the door as far as getting your site up and running goes.

I’d say the number one reason Bluehost’s shared hosting stacks up high when you’re comparing it to other hosting providers is their free SSL certification and their free domain name deal. But as far as hosting your site on a server where you’ll share space with other sites like yours, it does its job. 

Now, while shared hosting might be the best affordable hosting option for beginners, it won’t be what you want to stick with as your site grows. 

That’s why there’s dedicated hosting and VPS hosting. Dedicated hosting is a more robust and reliable hosting option for powerful site performance, and VPS hosting offers increased power, flexibility, and control.

Online Stores

If you’ve already decided you’re going to start your online store with WordPress and WooCommerce, it can be as easy as choosing from the Standard or the Premium store hosting tiers to get started. 

For a store with a robust payment processing system that comes equipped with plenty of analytics and the ability to create basic store backups, then go with the Standard deal at $15.95 a month.

Your store might be a bit more complex than a simple storefront with your product listings. If you’re going to capture subscriptions or online booking and appointment scheduling, you’re better off with the Premium tier as a very reliable ecommerce option. 

I’d say this is my top pick for a multifaceted online store with a lot of moving parts. I’d rather pay a bit more for all the Premium features than need them and not have them for the sake of saving a few extra bucks. 

Live WordPress Support

Bluehost offers Blue Sky, a service to teach users how to build, grow, and maintain any WordPress website through individual training and guidance. Live WordPress Support starts at $29 per month for on-demand ticket support and backup assistance and goes as high as $149 per month for SEO tools, help with content optimization and mobile optimization, and access to Constant Contact.

Professional Marketing Services

In addition to hosting services, Bluehost has an offering to assist your business with design and marketing strategies to give you more time to focus on revenue-generating activities and running your business. 

The four primary services offered by Bluehost in this realm are:

  • Full-service website support with design, marketing, and content help
  • SEO services to optimize your website and target keywords
  • PPC services to assist with pay-per-click campaigns and best practices to get more customers
  • Website migration assistance, including one-on-one consultations to review your website before and after any migration

The cost for these services is not listed on the Bluehost website. You’ll need to contact them to discuss pricing and support options. 

The Best Web Hosting Services

It’s never a good idea to make your decision based on only one piece of information. I recommend you check out my list of the top cheap web hosting providers to make sure you’re making the best choice for your specific needs. Here’s a quick overview of all my recommendations:

  1. Hostinger — Best Web Hosting Plan Under $1
  2. Bluehost — The Best Value in Web Hosting
  3. A2 Hosting — The Best Customer Service
  4. HostGator — The Best Cheap Cloud Hosting
  5. iPage — Best Cheap Web Hosting Features
  6. GoDaddy — The Best Cheap VPS Hosting

All in all, Bluehost is a reliable web hosting service that gives you the best value for your money. It offers a great entry-level shared hosting plan for as little as $2.75 a month, one free domain name for a year, as well as free SSL certification, and plenty of customer support you can tap into at a moment’s notice. 

Any comments on Bluehost as a great hosting service for beginner websites? Let me know in the comments. 

Otherwise, get started with Bluehost here.

The post Bluehost Review appeared first on Neil Patel.

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